7631 Bent Tree Loop, St Cloud, FL 34773

$341,900
3
BD
2
BA
1,515
SqFt

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List Price
$341,900
Status
Active
Days on Market
210
Price Change
▼ $16,000 1790908844
MLS#
O6389991
Property Style
Single Family
New Construction
Yes
Year Built
2026
Bedrooms
3
Bathrooms
2
Living Area
1,515
Lot Size
9,583
Acres
0.14
Total Acreage
0 to less than 1/4
Legal Subdivision Name
Harmony Central
MLS Area Major
St Cloud (Harmony)

Property Description

SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine beginning the morning with coffee beside a peaceful water view and ending the day watching the Florida sky reflect across the pond. 7631 Bent Tree Loop offers that calming backdrop along with the comfort and savings of a brand-new home. Now offered at $341,900, this move-in-ready Adams Home features pond view, covered lanai and no rear neighbors. This 3-bedroom, 2-bath 1515B plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $341,900 POND VIEW, COVERED LANAI AND NO REAR NEIGHBORS NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Additional Information

Taxes
$698
Minimum Lease
No Minimum
HOA Fee
$825
HOA Payment Schedule
Annually
Community Features
Clubhouse, Pool, No Deed Restriction
Property Description
One Story
Zoning
RES
Interior Layout
High Ceilings, In Wall Pest System
Interior Features
High Ceilings, In Wall Pest System
Floor
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Microwave, Range
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Heating
Central
Air Conditioning
Central Air
Exterior Construction
Block, Stucco
Exterior Features
Sidewalk
Roof
Shingle
Foundation
Slab
Pool
Community
Garage Carport
2 Car Garage
Garage Spaces
2
Garage Dimensions
18x20
Pets
Allowed
Flood Zone Code
X
Parcel ID
32-26-32-3666-000Q-0020
Legal Description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK Q LOT 2

Listing courtesy of ADAMS HOMES REALTY, INC. 850-469-0977

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