St Cloud (Magnolia Square) Homes with Lake Front Frontage

St Cloud (Magnolia Square) Homes with Lake Front Frontage

Welcome to Magnolia Square, a picturesque gem nestled in the heart of St. Cloud, Florida. Located in Osceola County, this charming community offers a unique blend of tranquil living and vibrant local culture, making it an ideal place to call home. St. Cloud is renowned for its stunning natural beauty, with lush parks, scenic lakes, and a welcoming atmosphere that invites residents to explore the great outdoors.

One of the standout features of Magnolia Square is its captivating lakefront homes. Imagine waking up to the gentle lapping of water against the shore, with breathtaking views of the sunrise reflecting off the lake's surface. These homes not only provide a serene retreat but also offer a lifestyle filled with recreational opportunities. Whether you enjoy fishing, kayaking, or simply soaking in the sun on your private dock, living by the water means endless adventures right at your doorstep.

In addition to its natural allure, Magnolia Square is conveniently located near St. Cloud's vibrant downtown area, where you can discover delightful shops, delicious dining options, and community events that bring neighbors together. The area's rich history and friendly atmosphere make it a wonderful place for families, retirees, and everyone in between.

With a variety of lakefront homes available, each offering unique features and styles, Magnolia Square stands out as a premier destination for those seeking a serene lifestyle without compromising on convenience. Experience the magic of lakeside living in St. Cloud, where every day feels like a vacation. Come find your dream home in this enchanting community today!

Newest St Cloud (Magnolia Square) Homes with Lake Front Frontage

$849,900
4 Beds ⋅ 4 Baths ⋅ Lake Pointe SubDv. ⋅ 34771 Zip Code
Rare Lakefront Opportunity in the coveted, Gated Community of Lake Pointe at Toho. Enjoy direct waterfront living in this beautifully maintained 4-bedroom, 3.5-bath pool home with a spacious upstairs bonus room. Open conservation land leads to 85 feet of lakefront along Fells Cove with access to East Lake Tohopekaliga, providing an added layer of privacy and the perfect setting where your private dock and boat await. The private primary suite overlooks the pool and lake and features an oversized California walk-in closet plus two additional walk-in closets. The open-concept floor plan includes an upgraded kitchen with ample space for entertaining and stunning, unobstructed lake views. Notable upgrades include plantation shutters throughout, travertine flooring, an upgraded laundry room, built-in Scotsman ice maker, oversized three-car garage with ceiling mounted storage racks, ADT security system, In-Ceiling Sonos speakers, and Bose patio speakers. Step outside to your private backyard retreat featuring a resort-style pool, summer kitchen, extended paver patio, and breathtaking lake views. Enjoy frequent wildlife sightings and even unobstructed views of Cape Canaveral rocket launches from your own backyard. Recent updates include a new roof (2020), pool pump (2023) and upstairs A/C (2025). Lake Pointe residents enjoy a community pool, two playgrounds, pickleball, tennis, basketball courts, and year-round community events. Conveniently located just minutes from Lake Nona Medical City and a short drive from Orlando International Airport, Disney, Universal, SeaWorld, and Florida's Atlantic beaches. Don't miss this rare opportunity to own an exceptional waterfront home. Schedule your private showing today!

4911 Parkview Drive, St Cloud
$1,195,000
Narcoossee New Map Of SubDv. ⋅ 34771 Zip Code
Rare 6-acre homesite located within the gated Lake Hendon community in St. Cloud, offering a unique opportunity to build your custom estate in one of Central Florida's fastest-growing corridors. Surrounded by natural beauty, conservation areas, and luxury custom homes, this property combines privacy and space with convenient access to the region's premier employment and lifestyle centers. Ideally positioned just minutes from the transformational growth of Sunbridge and the Lake Nona area, residents enjoy proximity to Medical City, USTA National Campus, Orlando International Airport, shopping, dining, and entertainment while maintaining the tranquility of country living. Lake Hendon is a private gated community known for its oversized homesites, peaceful setting, and access to Lake Hendon, a spring-fed lake popular for fishing, boating, and outdoor recreation. With six acres of land, there is ample room for a custom residence, guest house, detached garage, workshop, RV storage, or equestrian amenities, subject to community guidelines. Whether you are seeking a private family compound, an executive estate, or a long-term investment in the path of growth between Lake Nona and Sunbridge, this exceptional property offers unlimited potential.

Carson Street, St Cloud
$1,300,000
5 Beds ⋅ 3 Baths ⋅ Acreage & Unrec SubDv. ⋅ 34771 Zip Code
Virtually Staged. Seller may consider buyer concessions if made in an offer ~ Peaceful, private, and packed with possibilities, this beautifully updated POOL HOME sits on TWO PARCELS totaling 5 ACRES with a PRIVATE GATED ENTRANCE, a 3/4 ACRE POND WITH DOCK, and beautiful views of Lake Runnymede! Recent upgrades include a Rheem intelligent WATER HEATER (2026), Fleck AIO WATER FILTRATION/SOFTENING SYSTEM (2026), refreshed third bath (2026), updated laundry room (2026), painted pool deck and patio (2026), CEDAR TONGUE & GROOVE FRONT PORCH CEILING (2026), hurricane-impact DOUBLE PANE WINDOWS (2025), FRESH INTERIOR & EXTERIOR PAINT (2025), a beautifully remodeled primary bath (2025), and LUXURY VINYL PLANK FLOORING THROUGHOUT (2023/2026). The high-efficiency 5-ton, 18-SEER A/C was installed (2024), and the roof is approximately 7 years old. Designed for both everyday living and entertaining family and friends, the OPEN CONCEPT floor plan offers flexible spaces, including a BONUS ROOM/4TH BEDROOM with potential for an in-law suite and a FLEX/OFFICE that could easily become a 5th bedroom. The chef's GOURMET KITCHEN anchors the interior, paired with a light and bright living space that boasts a WOOD BURNING FIREPLACE built into a brick feature wall, while an OUTDOOR ELECTRIC FIREPLACE creates the perfect gathering space to relax and unwind. Be sure to explore the spacious PRIMARY SUITE, ideally situated on its own wing with a picture window that lets the light pour in, a huge UPGRADED EN-SUITE BATH that feels like stepping into a spa and the perfect complement of a large WALK-IN CLOSET complete with custom storage. The detached 32x42 GARAGE/WORKSHOP features 12-foot ceilings and AT&T Fiber, making it ideal for hobbies, storage, business use, or future expansion. Outside, enjoy total privacy with mature trees, sprawling green space, banana, guava, rose apple, elderberry, blackberry, avocado trees, and pineapple plants. With AT&T Fiber Internet, Starlink capability, NO HOA, seller financing available, and unlimited potential for large gatherings, recreation, or multi-generational living, this one-of-a-kind property feels worlds away while remaining just 20 minutes from Lake Nona and convenient to TOP-RATED SCHOOLS, shopping, dining, parks, major roadways, and Central Florida attractions. ** 5 ACRES ** PRIVATE POND ** LAKE VIEWS ** ENDLESS POSSIBILITIES ** Welcome to the lifestyle you have been searching for in St. Cloud ~ and WELCOME HOME!

1600 E 10th Street, St Cloud
$429,900
3 Beds ⋅ 2 Baths ⋅ Maple Terrace SubDv. ⋅ 34771 Zip Code
MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.

2234 W Maple Terrace, St Cloud
$695,000
3 Beds ⋅ 2 Baths ⋅ Acreage & Unrec SubDv. ⋅ 34771 Zip Code
Completely remodeled and secluded one story LAKEFRONT home with a boat dock + NO HOA. Everything inside is brand new and extremely clean, including all top appliances, bathrooms and kitchen. Huge lot with so much privacy. Beautiful lighting, dimmers around home, brand new ROOF and hybrid flooring. Covered screened porch includes an incredible rock flooring and exterior features poured concrete. Two sheds for storage, driveway with pickleball court ready to set up. Brand new High School across the street Nova Rd, and future project connecting area to everywhere in less than 15 minutes. Growth potential, peace, clean and water access, plus so much more!

560 Eden Drive, St Cloud
$695,000
4 Beds ⋅ 3 Baths ⋅ Bay Lake Estates SubDv. ⋅ 34771 Zip Code
Fantastic FOUR-bedroom THREE- bath pool home situated on a 0.732 acre lot with 112 feet of lake front on Bay Lake. This rare find single story home has over 3000 square feet. This is the absolute perfect home to raise a family and is also functional as a multigenerational home. You will enter through the gated front porch into the foyer, on the right is the formal dining room and straight ahead is the formal living room boasting a stone fireplace, and skylight. To the left of the living room is a private bedroom #2 with a walk in closet and bath access into a Jack and Jill bath which connects to bedroom # 3. Once out in the hallway you can access bathroom #3 which also has a private door into bedroom #3. The 16 x 26 Family room comes equipped with built In bookshelves, a pool table with ping pong conversion top, ceiling fans, a decorative pool table light, built in bar, built in wine rack, and insulated windows to enjoy the spectacular view of the beautiful yard overlooking the lake and wooded area on the other side of Bay Lake. The large kitchen is to the right of the family room and boasts granite counters, solid wood cabinets, lazy Susan, a built-in convection oven, built in microwave, cooktop, skylight, LED lighting, new refrigerator, breakfast nook, double door food pantry and access to the formal dining room. Through the kitchen into the hallway is the laundry room featuring a laundry tub, cabinets and a great big closet for extra storage. The master suite which was recently remodeled has a barn door, vinyl plank floors and huge walk-in closet, 7 x 5 walk in shower that is wheelchair accessible, dual sinks, and new cabinets. The garage is a woodworker’s dream with shelving that has a 1000 lb. load capacity and a private air-conditioned shop room and a 10-inch insulated attic. The screen enclosed pool deck offers a great space for the family to gather and enjoy the view of Bay Lake. There is a shower and a remote-controlled retractable awning for your convenience, the pool is approximately 7.5 feet deep and holds 15,000 gallons of water. Wander out to the dock and relax while fishing or enjoying the view, the dock is equipped with a solar light and there is also a sea wall partially concrete and partially wood. Let’s not overlook the long wide driveway which along with the pool and lake make this home perfect for entertaining family and friends. The seller replaced the roof in 2024, drain field with alarm system installed 2025. Save money on your water bill with the sprinkler system drawing from the lake. This lovely neighborhood offers a private boat ramp for residence only, dead end street, walking distance to the entrance of Lake Lizzie Preserve of over 1000 acres with the following features, bird watching, equestrian trail, hiking trails, picnic table, restrooms, primitive camping and wildlife viewing. This is the best possible scenario to raise a family in this great home! Schedule your tour today!

6770 Bay Shore Drive, St Cloud
$1,790,000
6 Beds ⋅ 8 Baths ⋅ Bay Lake Ranch Unit 3 SubDv. ⋅ 34771 Zip Code
Virtually Staged. The Pinnacle of Lakefront Living......Designed to Entertain, Built to Endure, & Positioned to Inspire. Situated along the shore of spring-fed Bay Lake, this exceptional Estate is the only one with true, North lake frontage and access in Bay Lake Ranch. Being on the cul-de-sac of Ranchero, having private lake frontage, & abutting the 1076-acre Lake Lizzie Preserve, I'd say location & seclusion of this caliber can be very rare. The home reveals itself as a RETREAT.....indoor elegance that flows seamlessly into expansive outdoor living spaces. Posed for entertaining: a theater room, game room, wet bar, sprawling lanai & summer kitchen, a lagoon-style pool & spa, a fully outfitted PAVILION boasting its OWN SUMMER KITCHEN, & a private boathouse that features 2 lifts, a composite dock/deck, lighting, water, & breathtaking sunsets. Refined interior: PLANTATION SHUTTERS, CROWN MOLDING, EPOXY FLOORS, ELECTRIC FIREPLACE(S), STONE WALL. A Chef's Kitchen without compromise: quartz counters, 2 sinks, wine racks, breakfast bar, walk-in pantry, Bosch induction cooktop, Bosch convection microwave, Subzero refrigerator, 2 Fisher & Paykel drawer dishwashers, Miele steam drawer, 48-bottle wine fridge, Bosch double oven, built-in coffee maker, a potfiller, touchless faucets, 2 disposals, pull-out spice racks, pop-up power station, & much more! Downstairs showcases your Owner's Suite & a 2nd En-suite, both with direct access to the pool lanai. Fit for a King (or Queen), this Owner's Suite has a lit tray ceiling, its own electric fireplace, 2 walk-in closets, & a spa-inspired bath. Stone accents, lavish pass-through shower, multiple rainheads, stunning bay window with bench seating & waterfall glass, dual vanities, built-in storage, & private water closets/bidet. Every additional bedroom offers its own ensuite bath, walk-in showers, & thoughtful design......2 of the upstairs en-suites offer balcony access, & vaulted ceilings. Another level of infrastructure: GENERAC DIESEL GENERATOR equipped to keep the entire property functioning during an outage, updated security & surveillance, cable wired throughout, ADA water closets, new smoke detectors, CENTRAL VACUUM, irrigation system, & a 3-car garage with new epoxy flooring, a half bath, new LED lights, Smart openers, & a keypad. This meticulously maintained LAKEFRONT estate blends luxury, technology, & refinement.....destination-living that is entirely unforgettable. Please inquire on the complete Feature Sheet for this property.

6900 Ranchero Court, St Cloud
$1,975,000
5 Beds ⋅ 3 Baths ⋅ Narcoossee New Map SubDv. ⋅ 34771 Zip Code
Virtually Staged. A rare opportunity to own five gated acres on a crystal-clear spring-fed ski lake just minutes from Lake Nona, this nearly 4,800-square-foot luxury residence offers over 160 feet of private shoreline, resort-style amenities, and an exceptional blend of privacy and convenience. Thoughtfully designed to maximize breathtaking water views, this one-of-a-kind property offers direct access to boating, wakeboarding, paddleboarding, kayaking, fishing, and year-round waterfront recreation. Step outside to your own private resort featuring a brand-new (2025) custom saltwater pool with an expansive 25-foot sun shelf, an impressive 16-person spa, elegant marble pool decking, and a newly renovated private dock (2025)—creating the perfect setting for entertaining and embracing the waterfront lifestyle. Ideally located just minutes from Lake Nona Medical City, the USTA National Campus, Narcoossee Road, SR 417, and Orlando International Airport, this estate offers peaceful waterfront living without sacrificing convenience. Grand double glass entry doors welcome you into an elegant interior featuring soaring ceilings, double crown molding, 5-inch baseboards, and beautiful lake views from multiple living spaces. The chef-inspired kitchen is designed for both everyday living and entertaining with quartz countertops, an oversized island seating six, custom cabinetry, a concealed pull-out pantry, double ovens, a gas cooktop with pot filler, a prep sink, premium stainless steel appliances, abundant electrical upgrades, and picturesque waterfront views. The spacious family room centers around a cozy gas fireplace and opens seamlessly to the covered lanai, already pre-plumbed and vented for a future outdoor kitchen, creating effortless indoor-outdoor living. Privately situated in its own wing, the owner’s suite offers panoramic lake views, direct lanai access, dual vanities, an oversized walk-in shower with dual shower heads, and a spacious walk-in closet. Additional living spaces include a dedicated executive office, spacious upstairs loft, private downstairs guest suite, two additional upstairs bedrooms, and an approximately 700-square-foot bonus/flex room ideal as a home theater, game room, fitness studio, or potential fifth bedroom. The oversized four-car garage features extended depth, climate control (heating and air conditioning), and motorized garage screens for year-round versatility. The expansive five-acre homesite provides exceptional privacy, room to recreate, and endless possibilities for future enhancements. Additional upgrades include dual HVAC systems (2021), whole-home water filtration (2025), reverse osmosis drinking water system, dedicated exterior connection for a future whole-house generator, energy-efficient Low-E windows, and a radiant heat barrier. Offering five gated acres, over 160 feet of spring-fed lake frontage, resort-style outdoor living, and an exceptional location near Lake Nona, this extraordinary estate presents a rare opportunity to experience luxury waterfront living in one of Central Florida’s most desirable gated communities.

5301 Carson Street, St Cloud
$625,000
3 Beds ⋅ 4 Baths ⋅ N/A SubDv. ⋅ 34771 Zip Code
Fabulous Alligator Lake Property The property has a 2 bedroom 2 bath 1125 sq. ft. home with ceramic tile throughout, crown molding, a screened porch, and a carport with laundry facility and full bath. The home has a metal roof . The utilities are septic and well, water softener. Exterior features include a gazebo, carport, outdoor shower, and laundry hook up. The second single family home was built in 2023 on this .84 acre parcel. The second home has 1 bedroom and1.1 baths, Great room, full kitchen and dinette, a 365 sq ft garage and 12 x 13 screened porch. The bedroom has a 13 x 5 walk in closet, the full bath has a walk in shower with bench and shampoo niche. Other features include 9 foot ceiling, 8 foot doors, linen closet in the 1/2 bath, storage closet in the laundry room, and a walk in storage closet in the hall. Water is available at the rear of the home and also down by the lake in the gazebo. The Alligator Chain of Lakes is an 8,352-acre, 12-lake chain of lakes system. Out of the 12 lake system, 6 of the lakes are connected by navigable waterways, and 6 lakes in the chain require a re-launch. The Alligator Chain’s lake farthest north is Lake Center and Brick Lake is the southern most lake on the Alligator Chain.

5868 Alligator Lake Shore W, St Cloud
$575,000
3 Beds ⋅ 3 Baths ⋅ Bay Lake Estates SubDv. ⋅ 34771 Zip Code
Welcome to 6670 Bayshore Drive in beautiful Saint Cloud, Florida a rare waterfront retreat on the shores of stunning Bay Lake, nestled within the sought-after Bay Lake Ranch community. Situated on just over half an acre, this unique two-story home is thoughtfully designed to maximize breathtaking water views, with the main living and entertaining spaces located on the second floor. The expansive Florida room showcases panoramic views overlooking Bay Lake creating the perfect setting for morning coffee, sunset gatherings, and effortless indoor-outdoor entertaining. The layout offers exceptional functionality and privacy, with the primary suite and additional bedrooms conveniently located on the first floor. This design provides a quiet retreat away from the main living areas ideal for restful evenings, guest privacy, or multi-generational flexibility. Step outside to experience true waterfront living. The backyard features your own private boat ramp, a covered dock to park your boat, kayaks, paddleboards or wave-runners Settle back on the charming sandy beach area perfect for relaxing lakeside. Just steps from the shoreline, a swim spa is perfectly positioned near the beach and dock offering an inviting space to unwind or exercise while enjoying the peaceful lake views. Outdoor living continues with a covered outdoor kitchen and fire pit, making this property an entertainer’s dream. A durable metal roof adds both style and long-term value. The spacious first-floor bonus room provides additional flexibility for a home office, recreation space, gym, or guest suite adapting easily to your lifestyle needs. If you’ve been searching for privacy, space, and authentic lakefront living with character and versatility, this Bay Lake property offers more than a home it offers a lifestyle. Don’t delay call today to schedule your showing.

6670 Bay Shore Drive, St Cloud
$2,750,000
Lake Haven SubDv. ⋅ 34771 Zip Code
Check out this cozy hotel/cafe with approximately 176' of waterfront on Alligator Lake. There are plenty of possibilities on this property, you must see to appreciate. Located in the fast growing city of St. Cloud, this property features a total of 4 buildings: one building with lobby area, a second building with a kitchen/cafe area, a separate area with a total of 10 bedrooms with baths (one building features 5 units with 2 bedrooms each and a separate building features 5 units with 1 bedroom each), and a covered lounge/pavilion area where you can enjoy the relaxing water view during the day, and breathtaking sunsets in the evening. There is a boat dock/ramp area to access Alligator Lake. Alligator Lake is a key part of the Alligator Chain of Lakes - connected by canals. This lake is known for fresh water fishing (largemouth bass), boating, alligator spotting, and bird watching. Also, know as the "Headwaters of the Everglades". This property is approximately 7 minutes to the eco-friendly community of Harmony and 45 minutes to Disney or Melbourne and its beaches!

6264 Alligator Lake Shore E, St Cloud
$649,999
3 Beds ⋅ 2 Baths ⋅ New Eden On The Lakes Units 11 & 14 Rep SubDv. ⋅ 34771 Zip Code
Virtually Staged. Beautifully Updated Lakefront Home – 3 Bed, 2 Bath, 2-Car Garage, Approx. 2,600 Sq Ft + Bonus Room. ALL NEW WINDOWS,ENERGY EFFICIENT 2021, NEW AC UNIT 2021, NEW METAL ROOF 2020, NEW CHAIN LINK FENCE, NEW SEPTIC SYSTEM AND DRAIN FIELD 2022. Discover the perfect blend of modern luxury and peaceful lakefront living in this stunning single-family home, tucked away at the end of a quiet road. Offering approximately 2,600 sq ft of beautifully updated living space—plus an additional bonus room at the rear of the home, ideal for a home office, studio, or flex space—this property combines thoughtful upgrades with breathtaking lake views. Step inside to an inviting open layout featuring new luxury vinyl hardwood flooring, fresh interior paint, and abundant natural light from brand-new energy-efficient windows. The updated kitchen is a true centerpiece, showcasing a white quartz waterfall island, crisp white subway tile backsplash, sleek matte black fixtures, and a beautifully tucked-away wine bar and coffee station—perfect for entertaining or starting your mornings in style. A spacious laundry room adds everyday convenience. All bedrooms include walk-in closets, each finished with tongue-and-groove cedar plank walls for a warm, luxurious touch. New carpet provides comfort underfoot, and two of the three bedrooms offer serene lake views. The master suite is a private retreat, complete with his-and-hers walk-in closets lined with cedar planking and sweeping lake vistas ideal for peaceful mornings and unforgettable sunsets. The renovated master bathroom features Carrera-style porcelain tile, a walk-in shower, and a relaxing soaker tub. This home has been meticulously upgraded for long-term peace of mind with a new metal roof, new air conditioning unit, new septic system, and fresh exterior paint. The property is framed by beautiful mature landscaping, including timeless old oak trees that add shade and character. Enjoy true lakefront living with your own boat dock, private boat ramp, and fully fenced property—perfect for boating, fishing, and outdoor relaxation. !! ADDITIONAL OPPORTUNITY !!: An extra buildable lot is available for purchase with OR without the home. Whether you want to build a second home, add a large garage, create a guest house, or invest in future development, this extra lot offers endless possibilities. This exceptional lakefront property provides modern comfort, privacy, natural beauty, and room to grow. Don’t miss this rare opportunity.

6346 Bennett Court, St Cloud
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