Cedar Key Homes under $400,000

Cedar Key Homes under $400,000

Welcome to Cedar Key, Florida – a hidden gem nestled in Levy County, where coastal charm meets vibrant community living. Known for its stunning sunsets, rich history, and laid-back atmosphere, Cedar Key offers a unique blend of natural beauty and small-town allure. This picturesque island town is surrounded by the Gulf of Mexico, providing residents with endless opportunities for fishing, boating, and exploring the breathtaking scenery that defines Florida's Nature Coast.

Cedar Key is not just a paradise for nature lovers; it’s also a welcoming community that boasts a variety of local shops, delicious seafood restaurants, and art galleries that celebrate the area’s creative spirit. Whether you’re wandering the historic streets or enjoying fresh clams at a waterfront eatery, you’ll find that Cedar Key is a place where life slows down, and every moment is savored.

For those looking to make Cedar Key their home, the real estate market offers an exciting opportunity. You can find charming homes under $400,000, making it possible to embrace the coastal lifestyle without breaking the bank. From quaint cottages to cozy bungalows, there’s a range of properties that cater to various tastes and budgets. Imagine waking up to the sound of waves lapping against the shore and enjoying your morning coffee on a sun-drenched porch.

Cedar Key is more than just a destination; it’s a lifestyle. With affordable housing options and a welcoming community, now is the perfect time to discover what makes this coastal town so special. Come for the views, stay for the community – Cedar Key is ready to welcome you home!

Newest Cedar Key Homes under $400,000

6150 Sw 126th Avenue, Cedar Key
$372,900
3 Beds ⋅ 2 Baths ⋅ 32625 Zip Code
Private 10-Acre Rural Homestead Near Cedar Key Discover the privacy and potential of this exceptional 10-acre rural property located at the end of a quiet dead-end road just minutes from Cedar Key and approximately 6 miles inland from the Gulf Coast. Surrounded by the natural beauty of nearby conservation lands and state forests, this property is a peaceful setting for those seeking a country lifestyle with modern conveniences already in place. The property includes a 1,288-square-foot home built in 1979 and is equipped with a private well, septic system, electricity, and high-speed fiber internet, making it ready for immediate use. Approximately five acres are fenced, excellent opportunities for livestock, gardening, recreational activities, or establishing a homestead. Additional improvements include a detached two-car garage/workshop, multiple storage buildings, and a single-wide structure currently utilized for storage. A solar-powered structure on a permanent foundation provides flexible space that could serve as a home office, studio, hobby room, or other permitted uses. Mature trees throughout the property provide shade, privacy, and a picturesque natural landscape. Whether you're looking for a full-time residence, weekend retreat, investment opportunity, or private homestead, this versatile property has endless possibilities while remaining conveniently close to Cedar Key's renowned fishing, boating, waterfront dining, and outdoor recreation. Buyer to verify all measurements, zoning, permitted uses, and property improvements.

6150 Sw 126th Avenue, Cedar Key
82 2nd Street Unit D5, Cedar Key
$119,900
1 Beds ⋅ 1 Baths ⋅ Cedar Cove Efficiency Condo 02 SubDv. ⋅ 32625 Zip Code
**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time. Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the full kitchen featuring a refrigerator, stove, oven, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout. Convenience is key, with elevator access just steps away for easy day-to-day living. Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges. Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community. **Highlights:** MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE **Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information. This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!

82 2nd Street Unit D5, Cedar Key
850 3rd Street Unit 2, Cedar Key
$264,900
2 Beds ⋅ 2 Baths ⋅ Tres Palmas Condo SubDv. ⋅ 32625 Zip Code
Significant Price Improvement- Fully Furnished & Move-In Ready Waterfront Cedar Key Condo! Enjoy sweeping open water views and breathtaking sunsets from your private balcony in beautiful Cedar Key. This stunning 2BR/2BA condo with loft offers 3 levels of coastal charm, soaring ceilings, abundant natural light, and an open airy feel that perfectly captures island living. Enjoy a bright and efficient kitchen with all appliances included, spacious living areas, newer A/C, and a rare 1 car garage for added convenience-perfect for storing your golf cart, fishing gear, or kayak with easy access to the water just steps away. The loft adds flexible space for guests, office or additional living area. Just minutes by golf cart to downtown restaurants, boutiques, fishing and the laid-back coastal lifestyle Cedar Key is known for. HOA includes exterior maintenance and flood insurance making ownership easy and stress-free. Unforgettable front-row sunsets, island charm and the relaxed lifestyle you've been dreaming of-this is Cedar Key at its best.

850 3rd Street Unit 2, Cedar Key
11 Old Mill Drive Unit 9C, Cedar Key
$354,900
2 Beds ⋅ 2 Baths ⋅ Old Fenimore Mill Condo SubDv. ⋅ 32625 Zip Code
COASTAL CHARM MEETS MODERN LUXURY IN CEDAR KEY, FLORIDA! Discover your own slice of paradise at Old Fenimore Mill, where the timeless beauty of Old Florida meets the comfort of modern coastal living! This beautifully remodeled 2-bedroom, 2-bathroom condo offers an exceptional opportunity to enjoy the relaxed waterfront lifestyle Cedar Key is known for. Tucked away in this charming coastal community, you'll find locally owned shops, restaurants, coffee shops, and the peaceful atmosphere that makes Cedar Key such a special place to call home. Step inside this immaculate, move-in-ready condo and immediately appreciate the attention to detail, beautiful tile flooring throughout, and abundance of natural light. The thoughtfully designed floor plan features a welcoming foyer, conveniently located guest bathroom, and inviting guest bedroom filled with Florida sunshine. The spacious primary suite offers a walk-in closet and beautifully appointed bathroom featuring a makeup vanity and tub/shower combination. A dedicated laundry room includes a stacked washer and dryer with additional storage space. The heart of the home is the stunning remodeled kitchen, featuring elegant quartz countertops, a coastal-inspired backsplash, smart stove, convenient additional outlets along the breakfast bar, and an open layout overlooking the dining and living areas. The spacious living room showcases breathtaking coastal views, creating the perfect setting for relaxing or entertaining. Step outside onto your private balcony, where the sights and sounds of the Gulf of Mexico, coastal wildlife, and refreshing breezes invite you to slow down and stay awhile. Residents of Old Fenimore Mill enjoy wonderful community amenities, including a swimming pool, hot tub, boat dock, fish cleaning station, and outdoor swing overlooking the beautiful surroundings. Whether you're searching for a full-time residence, seasonal coastal retreat, or potential short-term rental investment, this beautifully updated condo offers the convenience of low-maintenance living in one of Florida's most treasured coastal communities.

11 Old Mill Drive Unit 9C, Cedar Key
6550 Sw 100th Court, Cedar Key
$365,000
2 Beds ⋅ 3 Baths ⋅ N/A SubDv. ⋅ 32625 Zip Code
30 Acres Near Cedar Key, FL | Fully Furnished Hunting Retreat | Minutes to Hunt Clubs & Gulf Fishing. If you’re an avid hunter who enjoys peace, quiet, and the convenience of having your own private retreat, this 30-acre property is the perfect fit. This rustic lodge is ideally located just minutes from several large hunt clubs in Levy County, making it a dream setup for any outdoorsman. Only 6.5 miles away, the charming coastal town of Cedar Key offers access to the Gulf of Mexico’s best fishing, dining, and small-town coastal charm. Inside, the spacious cabin features a large open kitchen, living, and dining area ideal for gathering with family and friends. There are two bedrooms with private full baths. Most furnishings will convey with the property, excluding select personal items the seller will be keeping. After a long day in the woods or on the water, unwind on the front porch, the perfect place to relax and swap hunting stories as the sun sets. Whether you’re looking for a weekend hunting camp or a forever home in the country, this property delivers the best of both worlds.

6550 Sw 100th Court, Cedar Key
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