Citra Homes under $400,000

Citra Homes under $400,000

Welcome to Citra, Florida – a hidden gem nestled in the heart of Marion County, where the charm of small-town living meets the beauty of nature. Known for its lush landscapes and friendly community, Citra offers a serene escape from the hustle and bustle of city life while still being conveniently located near major attractions and amenities.

Citra is surrounded by picturesque lakes and rolling hills, making it an ideal spot for outdoor enthusiasts. Whether you enjoy boating, fishing, or simply taking in the breathtaking views, this area has something for everyone. The region is also home to a variety of local parks and nature trails, perfect for leisurely strolls or invigorating hikes.

For those seeking a home in this idyllic setting, Citra presents an incredible opportunity with a selection of charming residences available for under $400,000. From cozy single-family homes to spacious properties with ample land, you’ll find a diverse range of options to suit your lifestyle and budget. Many of these homes feature modern amenities while retaining the classic Florida charm that makes this area so appealing.

Living in Citra means enjoying a close-knit community, excellent schools, and a slower pace of life, all while being just a short drive away from the vibrant cities of Ocala and Gainesville. With its affordable housing market and welcoming atmosphere, Citra is the perfect place to plant your roots and create lasting memories. Start your journey to finding your dream home in Citra today, and discover the magic of this enchanting Florida town!

Newest Citra Homes under $400,000

1560 Ne 162nd Street, Citra
$189,999
3 Beds ⋅ 2 Baths ⋅ Citra Hlnds SubDv. ⋅ 32113 Zip Code
Virtually Staged. BRAND-NEW HOME, PARTIALLY FURNISHED, AND READY FOR YOU TO MOVE RIGHT IN! Why take on the expense of building a new home or furnishing one from scratch when so much is already done for you? Built in 2025, this beautiful 3-bedroom, 2-bath manufactured home in Citra Highlands comes with BRAND-NEW LIVING ROOM AND DINING ROOM FURNITURE INCLUDED! That's one less expense and a head start on making this house your home. Step inside and enjoy a bright, open floor plan that brings the living room, dining area, and kitchen together, creating a comfortable space for everyday living or entertaining family and friends. The kitchen features stylish gray shaker cabinets, farmhouse-inspired hardware, and new appliances. A split-bedroom layout provides privacy for the spacious primary suite, complete with its own bathroom and walk-in closet. Both guest bedrooms also feature walk-in closets, giving everyone plenty of storage. And here's another reason to love this property: NO HOA, NO CDD FEES, AND NO LOT RENT — YOU OWN THE LAND! Situated on a cleared 0.19-acre lot along a quiet, paved dead-end street, this home gives you the freedom to enjoy your property without the added monthly expense of renting the land. WELCOME TO CITRA, WHERE YOU CAN STILL ENJOY A LITTLE OF OLD FLORIDA! Surrounded by country roads, open spaces, and the charm of North Marion County, you'll enjoy a quieter setting while remaining within reach of Ocala's shopping, restaurants, medical facilities, and everyday conveniences. Nearby Orange Lake adds to the area's outdoor appeal. Whether you're buying your first home, downsizing, or simply looking for something new without the hassle of construction, this home deserves a look. NEW HOME, NEW FURNITURE, YOUR OWN LAND — JUST BRING YOUR PERSONAL TOUCH AND SETTLE IN! Schedule your private showing today!

1560 Ne 162nd Street, Citra
16510 Ne 30th Court, Citra
$84,000
3 Beds ⋅ 2 Baths ⋅ Meadows Un 02 SubDv. ⋅ 32113 Zip Code
Investor's Special! This spacious 3bd/2ba manufactured home has endless possibilities. The renovation has been started in the kitchen with stainless steel appliances and updates. The home offers a blank slate for you to pick your floor coverings and amenities throughout. It is fenced on a .26 acre corner lot and has a shed for storage. It needs some TLC but offers great potential. Hurry, this one is priced right!

16510 Ne 30th Court, Citra
15600 Ne Jacksonville Road, Citra
$300,000
3 Beds ⋅ 2 Baths ⋅ 1302-1302 SubDv. ⋅ 32113 Zip Code
Majestic live oaks, 2.62 acres, and a move-in-ready block home in the heart of horse country. This 3-bedroom, 2-bath Citra home features a cozy wood-burning stove, refreshed bathrooms, and a recently updated kitchen with modern appliances and a large island. The island sits on wheels, so you can move it wherever you need it and reshape the kitchen to fit how you cook and gather. The enclosed back porch adds a flexible bonus room, ideal for a home office, den, playroom, or hobby space. Outside, there’s room to grow fruit trees are already in the ground for a future orchard or food forest, a large shed with a concrete floor offers plenty of storage or workshop space, and the fenced acreage includes a back field ready for your vision. Recent upgrades include all-new electrical wiring to the well, pump, and related components. Enjoy peaceful country living with easy access to US-301, just a short drive to both Ocala and Gainesville. Schedule your private showing today! The owner is a Real Estate Agent.

15600 Ne Jacksonville Road, Citra
3112 Ne 166th Place, Citra
$89,900
2 Beds ⋅ 1 Baths ⋅ Meadow Un 02 SubDv. ⋅ 32113 Zip Code
This 2-bedroom, 1-bath mobile home sits on a 0.5-acre lot and offers an opportunity for a primary residence, rental property, or investment. The property provides a manageable home with outdoor space and plenty of potential for its next owner. Schedule your showing today!

3112 Ne 166th Place, Citra
5686 E Highway 316, Citra
$199,900
1 Beds ⋅ 1 Baths ⋅ Praire View SubDv. ⋅ 32113 Zip Code
Discover a private and peaceful slice of rural Florida on approximately 9 acres along Gooski Prairie in Citra. The expansive prairie creates a sense of seclusion, with wide-open views and generous distance from neighboring homes. After sunset, beautiful night skies provide a stunning backdrop for stargazing. This property features a remodeled 1-bedroom, 1-bathroom tiny home and approximately 2 acres, more or less, of high and dry land. This portion offers potential for building your dream home or bringing an RV. Electricity and a well are on the property, along with a septic tank that is currently unconnected. The remaining acreage extends into the natural prairie, where water levels fluctuate with rainfall and seasonal conditions, creating an ever-changing landscape. Two ponds add to the natural setting, with water levels that also fluctuate. Agricultural zoning offers potential for farming, gardening, and keeping horses or other livestock, subject to county requirements. An unfinished barn offers potential for animal shelter, equipment storage, a workshop, or other uses once completed to suit your needs. Outdoor enthusiasts will appreciate the region’s natural attractions, including Silver Springs, Salt Springs, Juniper Springs, Fern Hammock Springs, Silver Glen Springs, and Alexander Springs. Explore ATV riding on designated trails in the Ocala National Forest, along with hiking, paddling, and hunting opportunities in the Ocala Wildlife Management Area. Whether you envision a country retreat or a home base for outdoor adventures, this property offers a distinctive setting with room to make it your own. The property is not located on the river. River photos showcase the surrounding area’s natural beauty and do not depict the property. Schedule your showing today!

5686 E Highway 316, Citra
15940 Nw 16th Avenue, Citra
$339,900
3 Beds ⋅ 2 Baths ⋅ 32113 Zip Code
BRING THE HORSES! Welcome to your own 4-acre country retreat, already set up for the equestrian lifestyle. This beautifully maintained 3-bedroom, 2-bath home offers 1,188 square feet of heated living space and combines rustic character with thoughtful updates inside and out. From the moment you enter the property, mature trees, beautiful green spaces and black fencing create an inviting country setting. Inside, vinyl flooring flows throughout the home with warm wood and cedar accents adding distinctive rustic charm. The kitchen was updated in 2024 and features abundant wood cabinetry, stainless steel appliances and a stone-look backsplash. The living room was remodeled in 2025 and features beautiful cedar walls along with a wood-burning fireplace with fan. French doors provide wonderful views and easy access to the outdoor living area. The primary bath continues the rustic character with cedar accents, a soaking tub and separate shower, while a dedicated laundry room adds convenience. Outside is where this property really shines. Relax on the covered front porch or enjoy the expansive covered back porch overlooking your horses and property. The equestrian setup includes 5 stalls, a feed/tack room, 2 paddocks and electric fencing. The fencing was painted and updated in 2025, giving the property a clean, well-maintained appearance. Additional improvements include a metal roof installed in 2018, well in 2020, AC in 2021 and new cedar siding added to the home in 2026. A newer large metal equipment shed plus two additional sheds provide plenty of space for equipment, hay, tack and storage. With 4 acres, established horse facilities, beautiful outdoor living spaces and numerous updates already completed, this property is ready for you and your horses. Come enjoy the peaceful country lifestyle! Ideally located with convenient access to Ocala’s renowned equestrian destinations, including 30 minutes to both World Equestrian Center and Florida Horse Park. Enjoy nearby Camp Margaritaville Resort Orange Lake, outdoor recreation and easy access to I-75. Conveniently situated between Ocala and Gainesville, offering a peaceful country setting while keeping shopping, dining, entertainment and equestrian events within reach.

15940 Nw 16th Avenue, Citra
1658 Ne 162nd Place, Citra
$219,000
3 Beds ⋅ 2 Baths ⋅ Citra Hlnds SubDv. ⋅ 32113 Zip Code
Welcome home to this beautiful 2024-built, 3-bedroom, 2-bath home tucked away in a quiet Citra community! Why wait to build when you can enjoy a like-new home without the new-construction price tag? Situated on a desirable corner lot, this home offers a bright and inviting open floor plan designed for comfortable everyday living and effortless entertaining. LVP flooring and ceiling fans throughout provide a clean, modern look with easy maintenance. The spacious kitchen is truly the heart of the home, featuring granite countertops, stainless steel appliances, ample cabinet space, and an open layout that keeps you connected with family and guests while cooking and entertaining. Retreat to the generous primary suite, complete with a large walk-in closet and private en-suite bathroom featuring dual sinks and an oversized walk-in shower. Two additional bedrooms and a full guest bathroom provide plenty of space for family, guests, or a home office. Step outside and enjoy the brand-new vinyl privacy fence, creating a private backyard that's perfect for pets, entertaining, grilling, or simply relaxing outdoors. Additional conveniences include an inside laundry room and the peace of mind that comes with owning a home built just two years ago. ? Like new, move-in ready, and waiting for its next owner — come see all this beautiful Citra home has to offer!

1658 Ne 162nd Place, Citra
15120 Ne 35th Avenue Road, Citra
$155,000
2 Beds ⋅ 2 Baths ⋅ Citra SubDv. ⋅ 32113 Zip Code
Virtually Staged. Own a piece of real Florida—the way it looked before so much of it became a concrete jungle. Tucked along a flat, graded road with only a few neighbors, this spacious home offers privacy, peace and quiet, and beautiful mature vegetation in every direction. Here, you’re more likely to hear a hawk cry or see a family of deer outside the window than hear traffic driving by. A majestic mature oak with branches that reach toward the ground adds even more character to the setting. Inside, there is no carpet, all 3 bedrooms are generously sized, and the huge primary suite gives you plenty of room to spread out. Spacious common areas easily accommodate large furniture, plus there is room for a full-size dining table. Both bathrooms feature tile surrounds, and the indoor laundry adds everyday convenience. Enjoy true Old Florida views and the feeling of being away from it all, while still being an easy drive to shopping, dining and modern conveniences. ROOF 2021. HVAC 2022.

15120 Ne 35th Avenue Road, Citra
1595 Ne 182nd Place, Citra
$299,000
4 Beds ⋅ 2 Baths ⋅ Citra SubDv. ⋅ 32113 Zip Code
Welcome home to this spacious 2,300-square-foot Manufactured home with a Pool & Whole House Generator, situated on 5 beautiful Acres, offering plenty of room, privacy, and flexibility for your family. This well-appointed home features 4 bedrooms, including a generous primary suite with a walk-in closet, relaxing soaking tub, and double-sink vanity. The home also offers a convenient laundry room and a versatile bonus room that could easily be used as a game room, home office, playroom, or additional living space. Enjoy outdoor living with decks off both the front and back doors, perfect for relaxing, entertaining, or enjoying the surrounding acreage. The fenced-in yard provides a great space for pets, or outdoor activities. Cool off during in the above-ground swimming pool with deck. The property also includes a large storage shed, providing plenty of room for tools, equipment, toys, and outdoor storage. Additional features include a 15kW automatic whole-house generator, offering peace of mind during power outages, and a culligan water treatment system for quality water throughout the home. This property offers the space and privacy you've been looking for while still providing the comforts of home.

1595 Ne 182nd Place, Citra
22340 Ne 77th Terrace Road, Citra
$259,900
3 Beds ⋅ 2 Baths ⋅ Citra Estate SubDv. ⋅ 32113 Zip Code
Welcome to this charming 3-bedroom, 2-bath home in Ocala, nestled in a peaceful, tree-lined setting surrounded by mature oaks and beautiful natural scenery. The home features laminate flooring throughout, an inviting open layout, and plenty of windows bringing in natural light. The spacious kitchen and living areas provide comfortable everyday living and entertaining space. Step outside to enjoy the large wooden deck and stairs, perfect for relaxing and taking in the tranquil surroundings. The property offers a private, wooded feel while still providing convenient access to all that Ocala has to offer. A great opportunity for anyone looking for comfortable living with plenty of outdoor space and a quiet Florida setting.

22340 Ne 77th Terrace Road, Citra
18620 Ne 12th Court, Citra
$360,000
4 Beds ⋅ 3 Baths ⋅ Silver Hill SubDv. ⋅ 32113 Zip Code
Discover the possibilities on this versatile 3.1-acre hobby farm in Citra, Florida — ideal for horses, multigenerational living, hobbies, or supplemental income. Main Home 4 bedrooms, 2 bathrooms with flexible living spaces perfect for everyday family life, working from home, or creative pursuits. Private Apartment Separate entrance and patio, full kitchen, living area, bedroom with walk-in closet, and its own bath. Ideal for guests, extended family, caretaker, or rental income. Equestrian Setup 4-stall barn with concrete aisle and wash racks 3 paddocks + large field Perimeter fencing and gated entrances Additional outbuildings for equipment, tools, and storage Recent Improvements HUD-compliant retrofit with leveling and tie-downs Updated windows, electrical panel, and ductwork New lighting and ceiling fans Roof replaced in 2017 Currently insured through Foremost Enjoy peaceful country living with convenient access to state parks featuring equestrian trails, plus nearby venues and attractions in Florida’s Horse Capital region. A flexible property ready for horses, hobbies, guests, and more.

18620 Ne 12th Court, Citra
16075 Ne 16th Terrace, Citra
$249,990
3 Beds ⋅ 2 Baths ⋅ Citra Highlands SubDv. ⋅ 32113 Zip Code
Lovely 3 bed, 2 bath, 2-car garage, beautifully updated, MOVE-IN READY, 1,392 sq ft home on a CORNER LOT in the desirable community of Citra Highlands! This open-concept split-bedroom floor plan features beautiful, durable LVP flooring throughout the home - NO CARPET! Enjoy the look and easy maintenance of hard-surface flooring without the added expense of replacing builder-grade carpet found in many new homes. NEW METAL ROOF (2024), NEW HVAC (2024), NEW black aluminum FENCE (2024), NEW WATER HEATER (2026), ALL NEW LIGHT FIXTURES (2024), NEW custom high-end VANITIES WITH QUARTZ COUNTERTOPS in both bathrooms (2024), all new stainless steel kitchen appliances, and fresh interior paint (2024)! Phew! Nothing like peace of mind knowing so many major updates have already been taken care of! This modern, stylish home also boasts SMART appliances, including a Samsung oven and microwave, a Wyze thermostat, and an EV charger in the garage. The laundry room is conveniently located inside, and the Samsung smart washer and dryer are INCLUDED! Enjoy the added convenience of a fenced yard and a move-in-ready home with so many extras already in place. John Deere lightly used zero-turn lawnmower is negotiable as well (35 hours). HOA UPDATE: Citra Highlands is a deed-restricted community. No HOA assessments are currently being collected, and Triple Crown Homes anticipates future assessments will be under $350 annually. Why wait for a new build when so much is already done? Schedule your private tour today!

16075 Ne 16th Terrace, Citra
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