Palm Bay Homes under $400,000

Palm Bay Homes under $400,000

Welcome to Palm Bay, Florida—a vibrant city nestled in the heart of Brevard County, where sunshine, natural beauty, and a friendly community come together to create an idyllic living environment. With its picturesque landscapes and access to the stunning Atlantic coastline, Palm Bay is a haven for outdoor enthusiasts and families alike. Residents enjoy a wealth of recreational activities, from exploring the lush parks and nature preserves to soaking up the sun on nearby beaches.

Palm Bay is not just a beautiful place to live; it’s also a city that offers a diverse range of housing options, especially for those looking for homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or someone looking to downsize, you’ll find an array of affordable, charming homes that suit your lifestyle. From cozy single-family residences to modern townhouses, the real estate market in Palm Bay is brimming with opportunities that won’t break the bank.

The community is known for its excellent schools, shopping centers, and dining options, making it a convenient choice for families and professionals alike. With a strong sense of community and a variety of local events throughout the year, Palm Bay offers a welcoming atmosphere that truly feels like home.

Discover your dream home in Palm Bay today, where affordability meets a high quality of life, and experience the perfect blend of comfort and adventure in this beautiful Florida city!

Newest Palm Bay Homes under $400,000

3700 Se Foggy Mist Road, Palm Bay
$349,999
4 Beds ⋅ 2 Baths ⋅ Cypress Bay Preserve - Pha SubDv. ⋅ 32909 Zip Code
Lake views, a corner lot, and thoughtful upgrades make this 2023 built home a standout in Cypress Bay Preserve. Featuring 4 bedrooms and 2 bathrooms, the open layout offers comfortable living and plenty of space to gather. French doors lead to an enclosed lanai overlooking the lake, an inviting spot for morning coffee or unwinding at the end of the day. Upgrades include hurricane shutters with an electric shutter at the front entrance, an enclosed entry, ceiling fans throughout, and enhanced landscaping. Enjoy a community pool and sidewalks with an HOA fee of just $255 quarterly. Conveniently located near shopping, dining, and major roadways. Furniture is negotiable, offering added flexibility for your move.

3700 Se Foggy Mist Road, Palm Bay
2171 Fallon Boulevard Ne, Palm Bay
$388,500
3 Beds ⋅ 2 Baths ⋅ 32907 Zip Code
Welcome to the Preston, built with over 1,964 living square feet! 3 bedrooms, 2 full bathrooms, a flex space, and a 3-car garage, giving you the extra room that's hard to find. The flex room gives you options of a home office, playroom, workout space, or whatever suits your needs. Large windows and the open layout allow natural light to flow throughout the home, making the living spaces feel bright, inviting, and connected. Tile flooring throughout the main living areas makes everyday cleanup simple, while the carpeted bedrooms add a little extra comfort where it matters most. The kitchen features granite countertops, soft-close cabinetry, crown molding, and a walk-in pantry that actually gives you room to stay organized. There's plenty of workspace for cooking, baking, or just spreading out while family and friends gather nearby. Both the front and rear covered porches give you additional living space outdoors, whether you're enjoying a quiet morning, grilling dinner, or simply getting some fresh air after a long day. The home is connected to city water with a septic system and includes a spacious 3-car garage with room for vehicles, storage, or weekend projects. For a limited time, buyers can also take advantage of *$10,000 in Flex Cash* when financing with our approved lender, giving you more options to put toward closing costs, rate buy-downs, or other eligible financing expenses.

2171 Fallon Boulevard Ne, Palm Bay
597 J T Sancho Street Sw, Palm Bay
$300,000
4 Beds ⋅ 2 Baths ⋅ Port Malabar Unit 31 SubDv. ⋅ 32908 Zip Code
HUD Case#094-997672 -- ''IE'' (Insurable with Escrow) - Built in 2023! This spacious 4-bedroom, 2-bath home offers 1,934 square feet of living space on a quarter-acre corner lot in Palm Bay's desirable Port Malabar community. Designed with an open, functional floor plan, the home features generous living spaces, a welcoming kitchen with ample cabinetry, and a spacious primary suite with a walk-in closet and private bath. Additional highlights include a two-car attached garage, a covered rear porch, and a fenced backyard offering plenty of room for outdoor enjoyment. With no HOA and convenient access to shopping, dining, schools, and everyday amenities, this property offers an excellent opportunity to own a newer home in an established neighborhood. Property is being sold AS-IS. Buyer and buyer's agent are responsible for independently verifying all information provided in this listing, including but not limited to property condition, square footage, lot dimensions, features, utilities, permits, and any other information material to the purchase. Information is deemed reliable but is not guaranteed.

597 J T Sancho Street Sw, Palm Bay
2981 Tinley Road Se, Palm Bay
$277,700
3 Beds ⋅ 2 Baths ⋅ Port Malabar Unit 24 SubDv. ⋅ 32909 Zip Code
Welcome to this spacious layout provides plenty of room to gather, unwind, and make the space your own, with an easy flow between the main living areas. A generous primary suite offers a private split floor plan while additional bedrooms provide flexibility for family, guests or a home office. Outside, enjoy the space and privacy of your own yard with room for outdoor living, entertaining, or simply enjoying the Florida sunshine. Conveniently located near shopping, dining, schools, and major roadways, this home combines everyday functionality with a location that keeps you connected to everything Palm Bay has. Come see this home today!

2981 Tinley Road Se, Palm Bay
942 Chace Lane Ne, Palm Bay
$325,000
4 Beds ⋅ 4 Baths ⋅ Port Malabar Unit 04 Pt Rep SubDv. ⋅ 32905 Zip Code
Welcome home to this move-in-ready two-story home in Palm Bay! This home offers a flexible floor plan with plenty of space and some great features, including granite countertops, a metal roof, and hurricane shutters. Downstairs, you'll find a bonus room with its own private entrance, offering plenty of possibilities. Use it as guest space, in-law accommodations, a home office, or an additional living area. There is also a park right across the street, giving you an easy place to get outside and enjoy the Florida weather. Conveniently located near shopping, dining, major roadways, the beaches, Kennedy Space Center, and has easy access to the Orlando area. With its flexible living space and convenient location, this Palm Bay home is ready for its next owner. Come take a look and see everything it has to offer!

942 Chace Lane Ne, Palm Bay
1561 Lucky Street Nw, Palm Bay
$300,000
3 Beds ⋅ 2 Baths ⋅ Port Malabar Unit 39 SubDv. ⋅ 32907 Zip Code
Virtually Staged. Welcome home to this move-in-ready 3-bedroom, 2-bath home situated on a generous, private lot in NW Palm Bay! Featuring a desirable split-bedroom floor plan, vaulted ceilings, and abundant natural light, this home offers the perfect blend of comfort, style, and functionality. Enjoy updated luxury vinyl flooring throughout, modern lighting, and a spacious open kitchen featuring quartz countertops, stainless steel appliances, and a breakfast bar overlooking the inviting living room. The primary suite offers a walk-in closet and an updated ensuite bath. Step outside to the expansive covered and enclosed lanai, perfect for relaxing or entertaining while overlooking the spacious, fully fenced backyard. An oversized storage shed with electricity provides additional space for hobbies, tools, or storage. Additional highlights include a 2-car garage and plenty of outdoor space to enjoy. Conveniently located near St. Johns Heritage Parkway, Fred Poppe Regional Park, Palm Bay Regional Dog Park, shopping, dining, Malabar Road, US-192, and I-95. Enjoy comfortable Space Coast living with convenience at your doorstep!

1561 Lucky Street Nw, Palm Bay
574 Scarsdale Street Sw, Palm Bay
$400,000
4 Beds ⋅ 2 Baths ⋅ Port Malabar Un Thirty Two SubDv. ⋅ 32908 Zip Code
Spectacular House in Palm Bay, Florida, combining sophistication and comfort. Located in a boat and RV-friendly area, this property offers unmatched convenience and flexibility—without HOA restrictions. This 4-bedroom, 2-bathroom home spans 1,828 square feet with quartz countertops and tile floors throughout main living and wet areas. The open-concept layout connects the living room, dining area, and kitchen, perfect for entertaining. Large windows fill the living room with natural light and scenic views. The kitchen features quartz countertops, an oversized single bowl undermount sink, stainless-steel appliances, a walk-in pantry, and a large island with a breakfast bar. The primary suite is a peaceful retreat with an ensuite bathroom, dual undermount sinks, a separate shower, and a walk-in closet. The other three bedrooms share a well-appointed bathroom. Smart home technology allows remote control of your home.

574 Scarsdale Street Sw, Palm Bay
2998 Firwood Avenue Se, Palm Bay
$252,000
3 Beds ⋅ 2 Baths ⋅ Port Malabar Unit 25 SubDv. ⋅ 32909 Zip Code
2998 Firwood Ave SE is a one-story Palm Bay home with 3 bedrooms, 2 bathrooms and 1,356 square feet of living area. The kitchen has bright cabinetry and counter space that opens toward the living and dining areas. A screened patio provides a separate place to sit outside and looks toward the fenced backyard. The three bedrooms are arranged off the main gathering space, while the two-car garage adds covered parking and storage. The open main room and screened outdoor area give the layout two distinct places to gather. Included 100-Day Home Warranty with buyer activation

2998 Firwood Avenue Se, Palm Bay
500 Aviation Avenue Ne, Palm Bay
$234,900
2 Beds ⋅ 2 Baths ⋅ Port Malabar Unit 07 SubDv. ⋅ 32907 Zip Code
Welcome to this move-in ready 2BR/2BA Palm Bay home featuring fresh interior and exterior paint, an updated kitchen with solid-surface countertops and stainless-steel appliances, updated bathrooms, new carpet, and luxury vinyl plank flooring. Enjoy a cozy fireplace and an enclosed porch converted to under-air living space, providing valuable additional room for relaxing, entertaining, or a home office Backing to a wide canal, this home offers added appeal, versatile living space, and a fresh, updated feel throughout! Make your appointment to see this home today!!! Some images in this listing have been virtually staged.

500 Aviation Avenue Ne, Palm Bay
220 Nardo Avenue Sw, Palm Bay
$345,000
4 Beds ⋅ 3 Baths ⋅ Sloneridge SubDv. ⋅ 32908 Zip Code
Short Sale. BANK APPROVED PRICE. This charming 4-bedroom, 3-bathroom single-family home is located in the desirable Sloneridge community of Palm Bay. It features a split floor plan, a separate formal living and dining room, a spacious kitchen that flows seamlessly into the family room, and a screened-in back porch perfect for relaxing or entertaining. Ideal for families, the home offers a private backyard and comfortable living areas throughout. Located in a quiet, family-friendly neighborhood, it provides convenient access to local schools as well as nearby shopping, dining, and major roadways for easy commuting.

220 Nardo Avenue Sw, Palm Bay
1645 Diablo Circle Sw, Palm Bay
$264,900
3 Beds ⋅ 2 Baths ⋅ Bear Crk Pud Ph One SubDv. ⋅ 32908 Zip Code
Welcome to this 3-bedroom, 2-bathroom home is located in the Tillman Lakes neighborhood. This home features an open floor plan that allows for a seamless flow throughout the main living areas. The kitchen is beautifully equipped with granite countertops and stainless-steel appliances. The primary bedroom offers a comfortable retreat, featuring a large walk-in closet and an attached primary bathroom complete with a double sink vanity. Situated in a prime location, this residence is conveniently near shopping and dining, offering easy access to St. John's Heritage Pkwy. Schedule your private showing today!

1645 Diablo Circle Sw, Palm Bay
846 Remington Green Se Drive, Palm Bay
$354,770
4 Beds ⋅ 2 Baths ⋅ Preserves At Stonebriar SubDv. ⋅ 32909 Zip Code
Assumable VA mortgage at an incredible 3.9%—a rare opportunity you don’t want to miss. This turn-key, partially furnished waterfront 4 bedroom, 2 bath home, built in 2022, is located in the beautiful, gated Preserves at Stonebriar community in Palm Bay and is ready for immediate occupancy. Featuring an open and spacious split floor plan, this home offers tile throughout the main living areas, indoor laundry, storm shutters, a covered lanai, and a fully fenced backyard overlooking a serene body of water. The primary suite showcases peaceful lake views and includes double sinks, a walk-in shower, a large walk-in closet, an additional oversized closet, and a private water closet. The kitchen is equipped with stainless steel appliances, granite countertops, ample cabinetry, and a walk-in pantry for exceptional storage. Community amenities include a pool, cabana, and playground. Conveniently located near shopping, dining, gas stations, and less than 10 miles from I-95, offering an easy commute.

846 Remington Green Se Drive, Palm Bay
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