Summerfield Homes with Buyer Approval Required Community Features

Summerfield Homes with Buyer Approval Required Community Features

Welcome to Summerfield, Florida – a hidden gem nestled in the heart of Marion County! This vibrant community is an ideal blend of small-town charm and modern convenience, making it a perfect place for families, retirees, and everyone in between. With its picturesque landscapes, friendly neighbors, and a plethora of recreational activities, Summerfield offers a lifestyle that many dream of.

One of the standout features of Summerfield is its array of homes within communities requiring buyer approval. This ensures a sense of security and cohesion among residents, fostering a welcoming environment where everyone can thrive. These communities often boast meticulously maintained properties and a range of amenities, including sparkling pools, fitness centers, and walking trails, perfect for those who enjoy an active lifestyle.

Summerfield is also conveniently located near major highways, providing easy access to nearby cities and attractions. With shopping centers, dining options, and healthcare facilities just a stone's throw away, residents can enjoy the perfect balance of tranquility and accessibility.

For nature enthusiasts, the area is surrounded by beautiful parks and lakes, offering opportunities for hiking, fishing, and picnicking. The warm Florida sun shines brightly here, making every day feel like a vacation.

Whether you’re looking to settle down or invest in your future, Summerfield’s unique community features and welcoming atmosphere make it an exceptional choice. Come discover why so many are proud to call Summerfield home!

Newest Summerfield Homes with Buyer Approval Required Community Features

$239,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this beautifully maintained, open-concept Chestnut model in the highly sought-after 55+ community of Spruce Creek South! Boasting incredible curb appeal and continuous updates, this immaculate 2BR/2BA home features soaring volume ceilings and gorgeous engineered hardwood floors throughout the open kitchen, living, and dining areas. The bright kitchen features freshly repainted cabinets accented with crown molding and newer countertops, while the bedrooms showcase durable luxury vinyl plank (LVP) flooring. The interior living space effortlessly expands into a massive, extended 28x10 enclosed Lanai featuring acrylic sliding windows and its own wall A/C, creating a perfect bonus room that flows seamlessly into an outdoor screened porch and an additional covered patio. Convenience abounds with an inside laundry room equipped with a newer washer and dryer, laundry sink, and overhead storage. The 2-car garage comes complete with a wall A/C unit and painted floor, plus a nicely painted driveway and walkway outside. This home also provides excellent peace of mind with a 2023 roof, 2024 water heater, and a meticulously maintained A/C that works great. As an incredible bonus, over $30,000 of upscale, like-new furniture purchased 2.5 years ago is available separately or as a complete turnkey package—schedule your tour today!

17832 Se 96th Avenue, Summerfield
$279,900
3 Beds ⋅ 3 Baths ⋅ Spruce Crk South SubDv. ⋅ 34491 Zip Code
Beautifully upgraded and truly one of a kind 3BR Dogwood model on an oversized 1/3 acre private lot in Spruce Creek South. Offering nearly 2,000 sq ft of living area under HVAC including a large 24 x 14 ft glass enclosed Florida Room - PLUS an additional 210 sq ft enclosed Lanai, this home delivers exceptional living space rarely found in the community. The 2.5 bath layout is a standout feature, providing comfort and convenience for owners and guests alike. The home sits on a quiet half circle road with minimal traffic and showcases lush landscaping, a fenced yard, and a private irrigation well for low water costs. Inside, enjoy newer laminate flooring, fresh interior paint, and an updated kitchen with newer cabinets featuring pull out shelves, solid surface counters, stainless appliances, and a tiled backsplash. Solar tubes brighten the kitchen, dining room, living room, master bath, and guest bath with natural light. Elegant plantation shutters frame the Living and FL Room windows. The master suite includes custom closet shelving and a new entry-level shower ideal for accessibility. Guest bedrooms also feature custom closet shelving and updated fixtures. Additional highlights include a 2021 roof, 2023 A/C, 2021 hot water heater, brick front elevation, privacy screen on the garage door, and an oversized garage extended 4 ft for extra storage or workspace. This exceptional property blends space, privacy, upgrades, and comfort—an outstanding opportunity in Spruce Creek South. (Note- washer and dryer are not included)

17676 Se 102nd Circle, Summerfield
$185,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Move-in ready and available furnished (optional), this charming 2-bedroom, 2-bath home is located in the highly desirable Spruce Creek South 55+ gated golf community in Summerfield. Offering just over 1,000 square feet of comfortable living space, this turnkey opportunity is perfect as a full-time residence, seasonal getaway, or investment with excellent rental potential. Inside, you'll find luxury vinyl plank flooring throughout and a well-appointed kitchen featuring a stainless steel refrigerator, white range with overhead microwave, dishwasher, double-basin sink, and plenty of cabinet space. The guest bedroom includes a built-in closet and is conveniently located near the guest bathroom with ceramic tile flooring and a full bathtub. The spacious primary suite offers a walk-in closet and a private ensuite bathroom with a walk-in shower. Enjoy relaxing year-round in the enclosed Florida room, which opens to a second enclosed porch leading to a workshop/golf cart storage area—ideal for hobbies, tools, lawn equipment, or extra storage. Outside, the shaded backyard provides a peaceful setting to enjoy your morning coffee or unwind in the evenings. The attached one-car garage adds convenience, while the community offers an active Florida lifestyle with golf, pickleball courts, clubs, social activities, and outstanding amenities. Conveniently located near shopping, dining, medical facilities, and The Villages, this move-in-ready home is a wonderful opportunity to enjoy everything Spruce Creek South has to offer.

17929 Se 105th Avenue, Summerfield
$214,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Virtually Staged. Charming Updated Pecan Floor Plan in Spruce Creek South – Active 55+ Living at Its Best! Welcome home to this beautifully maintained 2-bedroom, 2-bath Pecan floor plan nestled in the desirable Spruce Creek South 55+ golf cart community. Offering the perfect blend of comfort, updates, and low-maintenance living, this home is ready for its next owner. A welcoming covered front porch, attractive leaded glass entry door, and decorative concrete landscape curbing create wonderful curb appeal. Inside, you’ll appreciate the spacious layout highlighted by 18-inch diagonal tile flooring throughout the living room, dining room, and kitchen. The bright kitchen features tile countertops, a convenient pass-through to the Florida room, and a newer stainless steel refrigerator, range, microwave, and dishwasher. Updated light fixtures throughout and a ceiling fan in the living room provide a fresh, modern feel. The Florida room offers additional living space with durable laminate flooring, making it the perfect spot to relax, read, or entertain guests. Both bedrooms are generously sized with comfortable carpeting. The spacious primary suite features a private ensuite bath complete with a walk-in shower, while both bathrooms have been updated with newer cabinetry and raised-height toilets for added comfort and convenience. Step outside to enjoy the private open patio, ideal for morning coffee or evening relaxation.Major updates have already been completed for peace of mind, including: * Roof replaced in 2024 * HVAC replaced in 2025 * Updated lighting throughout * Updated bathroom cabinetry * Raised-height toilets in both bathrooms A one-car garage completes this wonderful home, all located within the amenity-rich Spruce Creek South, where residents enjoy golf-cart access to shopping, recreation, clubs, and an active Florida lifestyle. Move-in ready and waiting for you to enjoy everything this exceptional 55+ community has to offer!

10358 Se 178 Place, Summerfield
$215,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
WOW! PRICE IMPROVEMENT BY MOTIVATED SELLER! Welcome to Central Florida living at its finest! Don't miss this opportunity to own a beautifully maintained and updated home in the desirable Spruce Creek South 55+ gated golf community. You will notice Newer Pergo, also Tile, and Laminate flooring throughout the house and carpet in the bedrooms, all well maintained. *** A LOT OF THE WALL PAPER GOT REMOVED *** Conveniently located near the main gate for easy access while remaining away from the main road, this popular Fir model features 2 bedrooms, 2 bathrooms, a 1-car garage, and a deep golf cart garage. A separate laundry room with newer washer and dryer is located behind the garage, along with additional storage space between the laundry area and golf cart garage—a rare and valuable feature. 18 HOLE GOLF-COURSE WITH PRO SHOP AND RESTAURANT IN THE PREMISES FOR YOUR ENJOYMENT. Major updates provide peace of mind, including: • Roof (2022) • Lanai roof upgrade (2025) • Carrier HVAC system (2025) • Hot water heater (2020) • Dishwasher (2025) • Dryer (2025) • New siding (2018) *** 2024 NEW SHOWER UPDATED*** Inside, you'll find a spacious living and dining room combination enhanced by plantation shutters and decorative chair rail molding. The kitchen features granite countertops, a pantry with pull-out shelving, A Pantry with Pull Out Shelves, and a Beautiful Chandelier. Enjoy year-round comfort in the enclosed 8'9" x 27'7" lanai, complete with a mini-split unit system. Just outside, relax on the concrete patio beneath a charming pergola. The guest bedroom features newer carpeting, and the home offers excellent storage space that is hard to find in many homes of this size. This well-maintained property boasts attractive curb appeal and is ideally located near hospitals, pharmacies, grocery stores, gas stations, retail shopping, specialty clinics, and numerous dining options. Walmart is conveniently located directly across US-441, and residents can legally cross at the traffic light near the main entrance. The rear resident gate provides direct access to a nearby shopping plaza and additional amenities. The seller is willing to leave the dining room set and select furnishings in the lanai and guest bedroom. All other furniture does not convey. Please contact your agent for a complete list of included items. Residents of Spruce Creek South enjoy an impressive array of amenities, including: 18 HOLE GOLFCOURSE WITH PRO- SHOP AND RESTAURANT IN THE PREMISES! • Clubhouse with stage and kitchen • Game rooms and billiards room • Fitness center • Men's and women's saunas • Heated outdoor pool and spa • Softball field • Recycling center • Additional parking available for a small annual or semi-annual fee Located just minutes from The Villages, residents can enjoy daily live entertainment, shopping, dining, and recreation. This move-in-ready home offers comfort, convenience, and an active Florida lifestyle in a secure gated community. Schedule your private or virtual tour today and discover everything this exceptional property has to offer!

17584 Se 105th Terrace, Summerfield
$245,000
2 Beds ⋅ 2 Baths ⋅ Sruce Crk South Xiv SubDv. ⋅ 34491 Zip Code
Charming, Move-In- Ready 2 bedroom, 2 full bath, 2 car garage! Welcome home to this beautifully maintained Palm II model situated on 0.20-acre lot. Located in the desirable gated community of Spruce Creek South in Summerfield. Offering 1,678 sq ft of comfortable living space, this single-family residence features a split-bedroom plan with vaulted ceilings and an open, light-filled layout perfect for everyday living and entertaining. Step inside to find luxury vinyl plank flooring throughout, a generous, bright kitchen with upgraded counters and backsplash. Both bathrooms feature tile flooring, and the primary suite offers a generous walk in closet. The expansive Florida room adds valuable living space. Enjoy your private backyard with mature landscaping and 12x12 sq ft screened patio. The oversized garage has a dedicated laundry area with a convenient work bench and storage. Updates include: windows and doors, garage door, new appliances, fresh paint and LVP flooring throughout living spaces. Residents of Spruce Creek South, a golf course community with many amenities: pool, tennis courts, pickleball, clubhouse, fitness center, recreation facilities, and more. Ideal location is just a short drive to The Villages' amazing shopping, dining, and medical services. This well-cared-for home is truly move-in ready and priced to sell. Don’t miss your opportunity to own in one of Summerfield’s most sought-after 55+ active communities! Furniture is available and negotiable.

9532 Se 173rd Lane, Summerfield
$249,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this beautifully updated Holly model home nestled in the highly sought-after Spruce Creek South, a gated, guard-secured 55+ golf community just minutes from The Villages. Situated on an oversized homesite, this move-in ready 3-bedroom, 2-bath residence offers approximately 1,450 square feet of thoughtfully upgraded living space where pride of ownership shines in every detail. From the moment you arrive, the decorative painted driveway, covered front porch, and fresh curb appeal set the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a welcoming atmosphere throughout. The kitchen delivers ample cabinetry, workspace, and all appliances included. The home has been meticulously maintained and updated: NEW ROOF (May 2024), NEW AC with NEW THERMOSTAT and 1-year maintenance (June 2025), NEW WINDOWS (April 2025), bathroom upgrades (September 2024), updated flooring (July 2024), new front door (June 2025) and screen door (May 2026), new siding (October 2023), new driveway and garage door (June 2023), and blown insulation (October 2023). The big-ticket items are done, just move in and enjoy. The large screened-in lanai is the perfect retreat for morning coffee or year-round outdoor Florida living. The water softener and the home's connection to The Villages Hospital power grid ensure peace of mind and power at all times. Beyond the home, Spruce Creek South offers an unmatched active lifestyle. The impressive 25,000 SF clubhouse features a state-of-the-art fitness center, hobby and game rooms, a library, and a grand ballroom. The beautifully maintained 18-hole golf course winds throughout the community with scenic views, and the golf club includes a pro shop and The Links restaurant serving breakfast, lunch, and dinner. Residents enjoy pickleball, bocce, volleyball, basketball, tennis, a heated pool and spa, walking and biking trails, lakes, parks, and 30+ clubs including the popular traveling softball and horseshoe teams. Golf-cart access leads directly to shopping, dining, medical offices, Walmart, Aldi, and The Villages, where you can enjoy free concerts 365 days a year. Conveniently close to Silver Springs State Park, the World Equestrian Center, Lake Weir recreation, and major healthcare facilities in Ocala. This is a deed-restricted community with a required monthly amenities fee. No CDD and no bond. Homes this updated, this well-maintained, in this community do not last. Schedule your private showing today.

17814 Se 107th Terrace, Summerfield
$349,900
3 Beds ⋅ 2 Baths ⋅ Overlook Of Stonecrest SubDv. ⋅ 34491 Zip Code
Virtually Staged. One or more photos has been virtually staged. Stonecrest - This newly updated home is located on the 8th hole of the Stonecrest Championship Golf Course. This home has been completely updated with a new roof (2025) HVAC (2024) tankless water heater (2021), new vinyl plank flooring throughout and newly painted both interior and exterior. The kitchen has new appliances (2023) and 42 inch cabinets. The spacious floor plan features 10 foot ceilings and split bedroom plan. The primary suite features walk-in closet, ensuite bath with dual vanities, sunken tub, shower and separate water closet. The guest bath has a tub with shower. The third bedroom is currently being used as a home office. The living room has glass sliders that open to a screened patio overlooking the golf course. Stonecrest is a golf course community offering a wide varity of activities and amenities including 3 outdoor pools, an all weather enclosed pool, spa, fitness center, restaurant, community activity center and so much more. A golf cart ride to The Villages.

12066 Se 176 Loop, Summerfield
$242,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this delightful, WELL-MAINTAINED 3/2 HOLLY MODEL in SPRUCE CREEK SOUTH, 55+, GATED GOLF COURSE COMMUNITY. This home is FLORIDA RETIREMENT AT ITS BEST just 2 miles from The Villages, FL — featuring LAMINATE & TILE throughout, SPACIOUS SPLIT FLOOR PLAN, Find a spacious master bedroom & en-suite bathroom & walk-in closet, EPOXY-finished GARAGE floor, indoor laundry room w/ washer & dryer; PRIVATE SETTING with native foliage, CURBING, FENCED YARD & utility easement for EXTRA GREENSPACE; SCREENED TILE LANAI overlooking peaceful landscaping; LARGE LOT in a PROTECTED GRID; pride of ownership shines; community offers WALKING TRAILS, GOLF, RESTAURANT, COMMUNITY CENTER, FITNESS, POOL, HOT TUB, SAUNA, PICKLEBALL, TENNIS, BOCCE, SHUFFLEBOARD, BILLIARDS, BALLROOM, LIBRARY & MORE plus clubs for DANCE, EXERCISE, CARDS, SOCIAL, BOOMERS, SOFTBALL; EASY ACCESS to WALMART, ALDI, LOWES, BJs, CVS, DOCTORS, PHARMACIES, RESTAURANTS & BINGO; WATER HEATER(2022) - ROOF(2023) - HVAC(2024) - WASHER(2025) - RANGE(2020). Some furniture included. COME SEE BEFORE ITS GONE!

10622 Se 179th Lane, Summerfield
$224,900
3 Beds ⋅ 2 Baths ⋅ Spruce Crk South 07 A SubDv. ⋅ 34491 Zip Code
Virtually Staged. Welcome to this beautifully updated 3/2 home offering 1,450 square feet of comfortable living in a guard gated 55+ community designed for an active lifestyle. New roof, HVAC system and hot water heater just installed 6/26. The open floor plan is bright and welcoming, featuring fresh interior paint, brand-new carpet in the bedrooms, new ceiling fans throughout, and a convenient inside laundry room. The kitchen shines with new stainless-steel appliances and opens into the living and dining areas. The spacious primary suite includes a private en-suite bath for added comfort and privacy. Residents of Spruce Creek South enjoy access to a golf course, clubhouse, pool, and a variety of recreational amenities, all while being conveniently located near shopping, dining and a short distance to The Villages and Ocala. This home offers the perfect blend of comfort and convenience. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Sold As-Is. • To help visualize this home’s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

17952 Se 107th Court, Summerfield
$215,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
You won’t want to miss this charming home located in the desirable 55+ gated community of SPRUCE CREEK SOUTH, just a golf cart ride to shopping, restaurants, and entertainment. Eye-catching curb appeal welcomes you with a landscaped bed featuring rock mulch and decorative edging. This FIR model has been freshly painted and features vaulted ceilings, no popcorn ceilings, a painted driveway, and painted front walkway. The under heat and air GLASS-ENCLOSED LANAI adds approximately 295 square feet of living space, includes a golf cart garage, and opens to an outdoor patio overlooking a large backyard that could easily be fenced for pets. This 2-bedroom, 2-bath home offers laminate flooring in the living and dining rooms, carpeted bedrooms, and ceiling fans in the living room, both bedrooms, and the lanai. The kitchen features cream cabinetry and includes a solar tube and Kitchen sink GE Water Filter, with direct access to the two-car garage. Major updates provide peace of mind, including a new roof (2025), HVAC (2016), and water heater (2016). Come see this lovely home in Spruce Creek South’s active community—a perfect blend of comfort, convenience, and Florida charm. Watch our great video attached to listing!!

17929 Se 104th Terrace, Summerfield
$340,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Country Club Echo Glen Ph 01 SubDv. ⋅ 34491 Zip Code
Enjoy one of the best views in Del Webb Spruce Creek from this beautifully updated home overlooking a peaceful pond and fountain with stunning western sunsets. As you step inside, you’re welcomed into a bright, open floor plan with uniform waterproof luxury vinyl plank flooring flowing throughout, complemented by new recessed lighting, modern fans, and updated fixtures. The light and airy eat-in kitchen features white cabinetry, white quartz countertops, a white tile backsplash, and brand-new Whirlpool stainless steel appliances, with matching quartz also carried into both bathrooms for a seamless, polished look. The living, dining, and kitchen areas connect effortlessly, making the space ideal for both relaxing and entertaining. The Florida room is lined with windows to take in the tranquil waterfront and sunset views, and when the weather is nice, step out under the pergola to relax and watch the fountain as the sun dips below the horizon. The home feels fresh inside and out with newly completed interior and exterior paint, and even the garage has been updated with a freshly epoxied floor. Additional highlights include a 2022 roof, 2021 A/C, and fully paid solar panels installed in 2018. Situated on an oversized lot, this move-in-ready home is located in a vibrant 55+ golf community offering three recreation complexes, two outdoor pools, an indoor lap pool, pickleball, tennis, shuffleboard, bocce ball, volleyball, a softball field, basketball court, walking trails, a state-of-the-art fitness center, and access to over 100 clubs and classes.

13520 Se 87th Circle, Summerfield
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