Homes under $400,000

Homes under $400,000

Welcome to your dream neighborhood in sunny Florida! Nestled in the heart of the Sunshine State, this charming subdivision offers an inviting blend of community spirit and modern living. With an array of beautiful homes under $400,000, it’s the perfect place for first-time buyers, families, or anyone looking to enjoy the warmth of Florida living without breaking the bank.

As you stroll through the tree-lined streets, you’ll discover a vibrant community filled with friendly neighbors and well-maintained parks. The subdivision is designed with families in mind, featuring playgrounds, walking trails, and picnic areas where you can create lasting memories with loved ones. The sense of community is palpable, making it easy to forge connections and friendships.

The homes in this subdivision boast appealing architectural styles, from cozy single-family residences to charming townhomes, all designed with modern amenities. Inside, you’ll find open floor plans, spacious kitchens, and inviting living spaces that cater to your lifestyle. With many homes featuring energy-efficient appliances and low-maintenance yards, you can spend more time enjoying the Florida sunshine and less time on upkeep.

Location is key, and this subdivision doesn’t disappoint! Conveniently situated near shopping centers, dining options, and excellent schools, everything you need is just a stone’s throw away. Plus, with easy access to major highways, weekend getaways to the beach or nearby attractions are just a short drive away.

Discover the perfect blend of affordability, community, and convenience in this delightful Florida subdivision—your new home awaits!

Newest Homes under $400,000

152 Douglas Road W Unit A, Oldsmar
$199,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34677 Zip Code
Virtually Staged. Enjoy an outstanding Oldsmar location with convenient access to some of Tampa Bay's most popular destinations! This spacious and thoughtfully updated 2-bedroom, 1.5-bath corner-unit townhome offers 1,080 square feet of living space, significant exterior improvements, an updated kitchen, generously sized bedrooms, and multiple outdoor living areas, all with an HOA fee of just $75 per month. Step inside to find luxury vinyl plank flooring throughout, a freshly painted first floor, and an open living and dining area with plenty of room for everyday living and entertaining. The kitchen was refreshed in early 2025 with new cabinetry and countertops and features stainless steel appliances and newly installed LED wafer lighting. Additional recent improvements include new ceiling fans throughout and a new dining room light fixture. A convenient half bath completes the main level. Upstairs are two exceptionally spacious bedrooms and a full bath. The primary bedroom opens directly to a covered second-story balcony, creating a private outdoor retreat for morning coffee or relaxing at the end of the day. Downstairs, sliding glass doors lead to a screened patio and fenced backyard, providing another inviting space to enjoy the Florida lifestyle. The screened patio also provides access to the storage/laundry room, where the washer and dryer are included. Some of the home's most valuable improvements go well beyond the cosmetic updates. The roof was replaced in 2024, and the exterior was upgraded with durable cement-board siding, including new insulation. The home also features hurricane-impact-rated replacement windows, while all sliding glass doors are double-pane glass. The HVAC system has also been recently serviced. The home includes two assigned parking spaces. Adding to the appeal, the property is currently zoned for A-rated Forest Lakes Elementary, Joseph L. Carwise Middle School, and East Lake High School. School zoning and ratings are subject to change and should be independently verified. From this central Oldsmar location, enjoy easy access to Safety Harbor, Dunedin, Honeymoon Island, Tampa, and the Gulf Beaches, plus abundant nearby shopping, dining, parks, and recreation. With substantial exterior improvements, a recently updated kitchen, multiple outdoor living spaces, and an excellent location, this townhome offers a compelling opportunity to enjoy the best of the Tampa Bay lifestyle!

152 Douglas Road W Unit A, Oldsmar
12321 Adventure Drive, Riverview
$375,000
4 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33569 Zip Code
Virtually Staged. Welcome to this spacious four-bedroom, two-bathroom home offering approximately 2,112 square feet, multiple gathering areas, brand new updates (NEW ROOF, HVAC, & Kitchen Appliances, paint), and a peaceful pond backdrop in the sought-after Panther Trace community. From the moment you enter, the elegant front sitting room makes an impression with its arched window, decorative wall molding, crown molding, and statement chandelier—an inviting setting for entertaining, dining, or creating a stylish conversational space. The open kitchen features rich wood cabinetry, granite countertops, new stainless-steel appliances, modern lighting, and a breakfast bar that keeps everyone connected. An adjacent dining area provides the perfect spot for casual meals, while the living room offers plenty of flexibility for movie nights, game days, and large gatherings. With four generously sized bedrooms featuring new carpet), there is room to create comfortable sleeping quarters, a home office, fitness room, or hobby space. The private primary suite includes a walk-in closet and an en-suite bathroom with a long dual-sink vanity, soaking tub, separate shower, and private water closet. An indoor laundry room and attached garage add even more everyday convenience. The real showstopper awaits out back! Step onto the expansive screened patio (Aug 2026). Imagine weekend cookouts, outdoor dining, parties, or quiet evenings overlooking the pond. There is room for multiple seating areas, a dining table, games, and more, all while enjoying fresh air beneath the protection of the screened enclosure. Life in Panther Trace brings recreation right into the neighborhood with a clubhouse, lagoon-style swimming pool, tennis, basketball and volleyball courts, a multipurpose field, scenic natural areas, and community activities. Shopping, restaurants, schools, medical facilities, and everyday conveniences are also within easy reach, while nearby Highway 301 connects you to major highways, Tampa, and destinations throughout the Bay Area. From lively get-togethers on the patio to peaceful pond-view mornings, this home makes every day feel like a new adventure!

12321 Adventure Drive, Riverview
508 2nd Street Sw, Largo
$398,000
3 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33770 Zip Code
Brand-new paint and new flooring! Move in ready and perfectly located, this charming 3BD/2BA, 1 car garage home features a desirable split bedroom floor plan and a screened-in porch. Located in a quiet, family-friendly neighborhood near schools, Taylor Park, the Pinellas Trail, Publix, shopping, and the post office. A wonderful family home offering comfort, convenience, and plenty of opportunity to make it your own!

508 2nd Street Sw, Largo
5029 Emerson Avenue S, St Petersburg
$325,000
3 Beds ⋅ 1 Baths ⋅ SubDv. ⋅ 33707 Zip Code
Great investment opportunity in St. Petersburg! This solid block home offers a large living space plus a Florida room, 3 bedrooms with a spacious primary suite, providing plenty of room to make it your own. Fully fenced front and back yard offers privacy, while alley access and ample parking provide plenty of space for a boat or RV. Conveniently located near shopping, dining, parks, and major roadways. Property is being sold AS-IS with right to inspect. A great opportunity for investors or buyers looking for a property with potential!

5029 Emerson Avenue S, St Petersburg
2320 Brisbane Street Unit 44, Clearwater
$168,000
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33763 Zip Code
Looking for the perfect move-in ready condo? This is it. This beautifully updated home features new windows, modernized bathrooms, a refreshed kitchen, and a updated air conditioning system. Enjoy easy-maintenance flooring throughout the kitchen, dining area, and hallways, along with comfortable, plush carpeting in the bedrooms and living room. Nestled in the highly desirable 55+ community of On Top of the World, you’ll enjoy an active, worry-free lifestyle with unlimited amenities. Residents have access to two golf courses, two recreation centers, tennis courts, lawn bowling, a lapidary studio, social clubs for every interest, hosted dances, and live shows. Centrally located, you are just a short drive to world-famous Clearwater Beach, major shopping centers, convenient transportation options, and two international airports. Between the pristine condo, the active association, and the prime location, this property has everything you need to live your ideal lifestyle!

2320 Brisbane Street Unit 44, Clearwater
11401 Callaghan Avenue, Spring Hill
$300,000
3 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34608 Zip Code
Beautifully maintained 3-bedroom, 2-bath pool home in Spring Hill, Florida, with bright coastal style and a desirable split floor plan. New flooring throughout gives the home a fresh, move-in-ready feel, while the private primary suite features an en suite bathroom and plenty of space to unwind. Enjoy Florida living with a private swimming pool and spacious backyard perfect for entertaining, pets, or relaxing outdoors. Major updates include a 2020 roof for added peace of mind. Conveniently located near Spring Hill schools, shopping, restaurants, hospitals, and everyday amenities, with easy access to Gulf Coast Beaches, Tampa and Tampa International Airport. A well-cared-for Spring Hill pool home that shows beautifully!

11401 Callaghan Avenue, Spring Hill
10200 Gandy Boulevard N Unit 418, St Petersburg
$128,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33702 Zip Code
CASH ONLY! Investor Opportunity or Owner-Occupant with Alternative Financing! Don't miss this chance to own a beautifully updated waterfront condo in the gated community of Vantage Point. Whether you're looking to expand your investment portfolio or purchase an affordable Florida getaway, this ground-floor two-bedroom, two-bath residence offers exceptional value in a highly desirable St. Petersburg location. Inside, you'll find an open-concept floor plan featuring quality laminate wood flooring throughout the spacious living and dining areas, granite countertops in both the kitchen and bathroom, stainless steel appliances, ceramic tile flooring in the kitchen and bath, a washer and dryer hookup, and generously sized bedrooms with a walk-in closet. Step outside to your private balcony overlooking peaceful waterfront scenery. Residents enjoy an impressive selection of resort-style amenities, including a heated pool, spa, clubhouse, fitness center, tennis courts, pet exercise areas, and a convenient car wash station, all just a short walk from the unit. This all-age community allows up to two pets with a combined maximum weight of 50 pounds, making it attractive to a broad range of future occupants. Conveniently located in north St. Petersburg in the southeast corner of4th Street N and Gandy Blvd with quick access to I-275, you'll be minutes from vibrant downtown St. Petersburg, award-winning Gulf beaches, Tampa, Clearwater, Sarasota, and Orlando. A rare waterfront opportunity offering strong investment potential, desirable amenities, and an unbeatable location.

10200 Gandy Boulevard N Unit 418, St Petersburg
12225 Country White Circle, Tampa
$249,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33635 Zip Code
Lovely Country Chase community end unit townhome on a premium, pond view homesite! This open concept, 2 bedroom, 1.5 bath home is move-in ready. Vaulted ceilings! Primary bedroom boasting an ensuite bath not available in most of the community’s homes. Tons of natural light, modern kitchen with breakfast bar. Living and entertaining space extended to a screened patio with a fabulous pond view! Quiet, pet friendly neighborhood with sidewalk-lined streets. Country Chase has a community pool, basketball court, and playground. Top-rated school district. Restaurants and shops are a short drive away. Easy access to the Veterans expressway, airports, downtown Tampa, as well as the famed Gulf beaches. Schedule your tour today!

12225 Country White Circle, Tampa
5355 2nd Avenue S, St Petersburg
$354,900
3 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33707 Zip Code
BEAUTIFULLY RENOVATED | 3 BEDROOMS | 2 BATHROOMS | 1,104 SQ FT | NO HOA Behind the welcoming front porch of this classic St. Petersburg bungalow is a bright, design-forward interior that feels completely fresh while preserving the character that makes the home special. THE BIG UPDATES ARE ALREADY DONE: NEW KITCHEN, NEW STAINLESS STEEL APPLIANCES WITH WARRANTIES, TWO NEWLY FINISHED BATHROOMS, NEW WIDE-PLANK FLOORING, NEW WATER HEATER, NEW LIGHTING AND FIXTURES, AND A ROOF REPLACED IN 2016. Natural light fills the living room, where decorative wall molding and the fireplace create a warm and memorable focal point. The new wide-plank flooring carries throughout the home, tying together the crisp white finishes, warm wood tones, matte-black hardware, and carefully selected lighting. The kitchen is the true showpiece. White shaker cabinetry, sleek countertops, a full-height backsplash, an oversized island, pendant lighting, and a complete suite of new stainless steel appliances create a space that looks just as impressive in person as it does in the photos. The private primary suite brings a boutique-hotel feel with a warm wood double vanity, dual mirrors, matte-black fixtures, a glass-enclosed walk-in shower, and a custom walk-in closet. The second bathroom continues the same elevated design with a modern wood vanity, stylish fixtures, and a tub. Outside, the fully fenced corner lot provides double-gate access, a generous parking pad, and plenty of usable outdoor space. The covered front porch adds even more charm and gives the home a welcoming first impression. Conveniently located near Gulfport, St. Pete Beach, downtown St. Petersburg, shopping, dining, and major roadways. This is not a basic cosmetic update—it is a stylish, thoughtfully finished home where character, design, and everyday function come together beautifully.

5355 2nd Avenue S, St Petersburg
4624 Pirate Place, New Port Richey
$275,000
4 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34652 Zip Code
First-Time Home Buyers & House Hackers, this one is for you!. Own a beautifully renovated home while creating an opportunity for **additional rental income** by renting the private in-law suite. This move-in-ready home has been extensively updated with a brand-new roof (2026), a new A/C system with all-new ductwork, updated plumbing, a new water heater, and new double-pane windows. The interior and exterior have been freshly painted, and new luxury laminate flooring runs throughout. The modern kitchen features new wood cabinetry, quartz countertops, and updated lighting and plumbing fixtures. The fully remodeled bathroom offers quartz countertops, new cabinetry, and stylish finishes. The home’s private in-law suite includes a separate entrance and small kitchen, making it ideal for a roommate, extended family member, or potential tenant. Live in the main home while renting the additional space to help offset your monthly mortgage payment and build equity, all without sacrificing the comfort and functionality of your main living area. An excellent opportunity for buyers looking to stop renting, become homeowners, and create income from their own property. The property may qualify for 100% financing. Schedule your private showing today!

4624 Pirate Place, New Port Richey
4330 Tahitian Gardens Circle Unit A, Holiday
$134,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34691 Zip Code
Come see this unique opportunity to own in the desirable, 55+ gated community of Tahitian Gardens! This partially furnished corner-unit condominium offers two bedrooms and one-and-a-half baths, making it ideal as a primary residence or second home. The bright, open living area features cross-cut tile flooring and floor-to-ceiling windows that fill the space with natural light. The kitchen flows into a separate dining area. The primary bedroom offers a walk-in closet and half bath, while the main bathroom features a full-size walk-in shower. An included washer/dryer add everyday convenience. Recent improvements include energy-efficient storm windows, a newer roof (2021), and an on-demand water heater (2022). A new AC System was installed in 2016. Relax on the private patio and enjoy a walk around the lake located directly behind the unit. Tahitian Gardens offers an active community lifestyle with a heated swimming pool, shuffleboard courts, two community buildings, arts and crafts, bingo, a bicycling club, and a variety of activities and events. Conveniently located near shopping, dining, Tarpon Springs, Howard Park Beach, and other Gulf Coast beaches, this well-cared-for condo is ready for you. Schedule your private showing today!

4330 Tahitian Gardens Circle Unit A, Holiday
9232 Anita Avenue, Englewood
$399,900
6 Beds ⋅ 4 Baths ⋅ SubDv. ⋅ 34224 Zip Code
GREAT Investment Opportunity ~ 3 BEDROOMS & 2 BATHS On Both Sides! NEWER ROOF 2023! !Laundry inside Both Units Unique opportunity to own an income property. Duplex has been Well maintained Clean and updated as Needed!!Short Drive to Engelwood Beach and Easy Drive to Engelwood downtown, With the Legacy Trail right around the corner, it is perfect for all kinds of activities. The property is nestled on a quiet, shady tropical street in a great neighborhood. Don't let this great and rare opportunity pass by for this Investment Property!. Show this Property Today!!

9232 Anita Avenue, Englewood
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