Ocala Waterway Estate Homes under $500,000

Ocala Waterway Estate Homes under $500,000

Welcome to Ocala Waterway Estates, a hidden gem nestled in the heart of Marion County, Florida. This enchanting subdivision offers a unique blend of serene living and vibrant community life, making it an ideal choice for families, retirees, and everyone in between. With its picturesque landscapes and lush greenery, Ocala Waterway Estates provides a tranquil escape while being just minutes away from the bustling city of Ocala.

One of the standout features of this charming community is the availability of beautiful homes priced under $500,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a variety of options that cater to diverse tastes and lifestyles. From cozy single-family homes with spacious backyards to modern designs featuring open floor plans, there’s something for everyone here. Many residences boast stunning views of the nearby waterways, offering a perfect backdrop for relaxation and outdoor activities.

The community is not just about beautiful homes; it also fosters a sense of belonging. Residents enjoy access to various amenities, including parks, walking trails, and recreational areas that encourage an active lifestyle. The friendly neighborhood atmosphere is perfect for socializing with neighbors or enjoying quality time with family.

Located conveniently close to Ocala’s vibrant downtown, residents can easily explore local shops, restaurants, and cultural attractions. With the stunning natural beauty of the Ocala National Forest nearby, outdoor enthusiasts will find endless opportunities for adventure.

Discover your dream home in Ocala Waterway Estates, where comfort meets community, and where your Florida lifestyle awaits!

Newest Ocala Waterway Estate Homes under $500,000

4180 Sw 103rd Street Road, Ocala
$415,000
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Welcome to this beautifully maintained 4-bedroom, 3-bath home in the desirable Waterway Estates community of Southwest Ocala. Offering 2,229 heated square feet and 2,691 total square feet, this spacious residence features an open and inviting floor plan designed for comfortable living and entertaining. Enjoy a large family room with elegant tray ceilings, recessed lighting, and updated luxury vinyl plank flooring. The kitchen opens seamlessly to the dining and living areas and features stainless steel appliances, white cabinetry, and a convenient breakfast bar. Architectural details including arched openings and a welcoming foyer enhance the home’s character and charm. Situated on a fully fenced .46-acre lot, the property also offers a two-car garage, central heating and air conditioning, and attic fans throughout for added comfort and efficiency. Conveniently located in beautiful Southwest Ocala near shopping, dining, parks, and schools, this move-in-ready home provides the perfect combination of space, style, and functionality.

4180 Sw 103rd Street Road, Ocala
4085 Sw 111 Th Place, Ocala
$446,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. EXUMA X – BEAUTIFUL NEW CONSTRUCTION! Discover the Exuma X - 3 Car Garages, a thoughtfully designed new-construction home featuring an inviting layout, quality finishes, and spacious living areas. Photos shown are of a different home featuring the same floor plan and are provided for illustrative purposes; finishes, colors, features, and selections may vary from the home offered for sale. The home welcomes you with an attractive stone-accented front exterior, 9+ foot ceilings, and an impressive 8-foot sliding glass door that creates a seamless connection between the great room and covered lanai. The open-concept living area provides an ideal setting for everyday living and entertaining. The kitchen features quartz countertops, solid-wood cabinetry with soft-close doors and drawers, attractive hardware, and a spacious center island. A generously sized pantry and conveniently located laundry room provide additional storage and functionality. The spacious primary suite offers a private retreat with a well-appointed bathroom featuring a tiled walk-in shower, dual vanities, a large walk-in closet, and a private water closet. Three additional bedrooms provide flexibility for guests, family, or a home office. One of the secondary bedrooms is designed as an in-law suite and includes a flex room, private bathroom, and walk-in closet. The expansive great room provides plenty of space to relax and gather. Solid-surface flooring throughout the main living areas offers a practical, easy-care finish, while raised-height vanities and toilets provide added comfort in the bathrooms. Enjoy Florida's outdoor lifestyle from the oversized covered lanai, offering additional space for outdoor dining, relaxation, and entertaining. BUILDER INCENTIVE: Builder will contribute up to $15,000 toward buyer's allowable closing costs, prepaid expenses, and/or mortgage rate buydown. Terms, conditions, eligibility, and lender approval apply. Buyer should verify all incentive details and available options with the builder and preferred lender. For additional information or to see the Exuma X model, visit the model home at 5069 SW 109th Loop, Ocala, FL. Contact the listing agent for details, availability, specifications, and showing information.

4085 Sw 111 Th Place, Ocala
10151 Sw 41st Terrace, Ocala
$339,000
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Bring your vision! This well-cared-for 3 bedroom, 2 bath concrete block and stucco home has 2,055 sq ft of living space and the big-ticket items already done. It has a new roof (2024) and a brand-new 4-ton heat pump A/C system (2026), so you can put your budget into finishes and design. There's room for everyone, with both a living room and a separate family room, plus a small office that works well for remote work, a hobby space or a reading nook. You also get three screened porches plus a back porch for relaxing or entertaining. The 2-car garage gives you plenty of storage, and the 12x16 detached storage building is ideal for a workshop, hobbies or yard equipment. The backyard is fenced with vinyl, and the concrete driveway has room for extra parking. The structure is solid, the bones are good, and it's ready for your personal touch. Bring your ideas and make this one your own!

10151 Sw 41st Terrace, Ocala
10870 Sw 47th Court, Ocala
$449,500
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Discover your own backyard oasis! This three-bedroom pool home sits on nearly half an acre and offers spacious indoor living, inviting outdoor gathering areas, and room to relax. The beautiful pool and screened lanai set the scene for poolside afternoons, while a pergola with a fire pit creates the perfect spot to gather in the evening. A large outdoor relaxation area and fully fenced backyard complete this private retreat. Inside, the bright, spacious split-bedroom floor plan features crown molding throughout and a large primary bedroom with dual walk-in closets and a generous walk-in shower. A separate dining room and additional dining nook offer flexible spaces for entertaining and everyday meals. The kitchen provides ample counter space and stainless steel appliances, making meal preparation and hosting a breeze. An expansive Florida room extends the living space, with a dedicated mini-split A/C system for comfort during warm Florida days. Whether you envision an additional lounge, hobby space, or gathering room, there is plenty of room to make it your own. Two large storage sheds provide convenient space for tools, equipment, and outdoor essentials. Additional highlights include a roof updated in 2022, A/C updated in 2018, and a water softener system. With a solar-heated pool, generous lot, and multiple spaces to unwind, this home makes everyday living feel like a getaway. Schedule your private showing today!

10870 Sw 47th Court, Ocala
4106 N 108th Lane N, Ocala
$453,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. Under Construction. Under Construction. Pre-Construction. To be built. Under Construction – The Largo. This 4-bedroom, 3-bath home—available with a 3-car garage—features a wide-open, light-filled floor plan enhanced by soaring vaulted ceilings. A welcoming covered entry and spacious covered lanai extend the living area outdoors, ideal for enjoying Florida’s warm breezes. Summit Homes Florida includes the features today’s buyers expect Foresta 6X36 Oyster Plank Tile flooring throughout, 8-foot doors, 5¼-inch baseboards, a landscaped yard with irrigation, an interior laundry room, and a garage door opener. The kitchen is designed for both style and function, offering solid-surface counters with a tile backsplash, custom cabinetry with 42-inch uppers and soft-close doors and drawers, stainless-steel appliances, and a generous pantry. The large primary suite provides a relaxing retreat with a ceramic-tiled shower, dual sinks, a private commode room, and an impressive walk-in closet for exceptional storage. A Jack and Jill bath elegantly serves two additional bedrooms, blending convenience with sophistication. Thoughtful details throughout the home highlight craftsmanship and quality, blending comfort, functionality, and lasting value. From the grand proportions to the smallest architectural touch, this is a home built to inspire admiration. You won’t want to miss this one.

4106 N 108th Lane N, Ocala
4347 Sw 112th Lane, Ocala
$399,900
4 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Completed in February 2026 and lightly lived in, this move-in-ready Heron model in Southwest Ocala offers the benefits of new construction with valuable upgrades already completed. Situated on a spacious 0.62-acre homesite, the property features four bedrooms, two full bathrooms and a thoughtfully designed open-concept floor plan.The modern kitchen features a large center island, walk-in pantry and under-sink reverse-osmosis drinking-water system. It flows seamlessly into the dining and family areas, creating an inviting space for everyday living and entertaining. The private primary suite offers a spacious walk-in closet custom designed by Closets by Design and a beautifully appointed en-suite bathroom. A second closet has also been professionally customized to maximize storage and organization. Additional features include a whole-house water-filtration system, dedicated laundry room, covered lanai, ample storage and a spacious three-car garage. The versatile fourth bedroom is ideal for a home office, guest room, hobby space or creative studio. Furnishings may also be purchased separately. Conveniently located near Southwest Ocala shopping, restaurants, medical facilities, schools, parks and major roadways, this nearly new home combines modern style, functionality and privacy on over half an acre. Schedule your private showing today!

4347 Sw 112th Lane, Ocala
4404 Sw 110th Street, Ocala
$409,550
4 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 10/23/2026. Brand new CONCRETE BLOCK HOME under construction! Estimated completion is approx Oct/Nov pending any set backs beyond the builders control. This 4 bedroom/ 2 bath home is located in popular Ocala Waterway Estates with large lots! Just a short drive to the new Publix! Very close to the Florida Greenway! 3 car garage! Tray ceiling in the owners suite with access to covered lanai. Living room has double doors to allow for many uses of this space. (Den, study or 5th bedroom) Great floor plan for entertaining. Bath 2 has access to lanai. Many features include upgraded cabinets, granite counter tops, stainless appliance pkg (range microwave and dishwasher included), tile shower with separate soaking tub in owners bath, mini blind inserts in rear exterior doors, TILE ALL AREAS EXCEPT BEDROOMS (bedrooms and closets will have carpet), irrigation system and much more! Builder warranty! Builder helps with closing costs if Buyer pays cash or closes with a Seller approved lender. Prices /Promotions are subject to change without notice. Pictures are of a similar home for illustrative purposes only. Colors and features will vary!

4404 Sw 110th Street, Ocala
10121 Sw 45th Avenue, Ocala
$447,900
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. Under Construction. Virtually Staged. Pre-Construction. To be built. Under Construction – The Largo. This 4-bedroom, 3-bath home—available with a 3-car garage—features a wide-open, light-filled floor plan enhanced by soaring vaulted ceilings. A welcoming covered entry and spacious covered lanai extend the living area outdoors, ideal for enjoying Florida’s warm breezes. Summit Homes Florida includes the features today’s buyers expect Foresta 6X36 Oyster Plank Tile flooring throughout, 8-foot doors, 5¼-inch baseboards, a landscaped yard with irrigation, an interior laundry room, and a garage door opener. The kitchen is designed for both style and function, offering solid-surface counters with a tile backsplash, custom cabinetry with 42-inch uppers and soft-close doors and drawers, stainless-steel appliances, and a generous pantry. The large primary suite provides a relaxing retreat with a ceramic-tiled shower, dual sinks, a private commode room, and an impressive walk-in closet for exceptional storage. A Jack and Jill bath elegantly serves two additional bedrooms, blending convenience with sophistication. Thoughtful details throughout the home highlight craftsmanship and quality, blending comfort, functionality, and lasting value. From the grand proportions to the smallest architectural touch, this is a home built to inspire admiration. You won’t want to miss this one.

10121 Sw 45th Avenue, Ocala
10866 Sw 41 St Avenue, Ocala
$445,375
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Under Construction. Photos are a different home, but the same model. BUILDER WILL CONTRIBUTE UP TO $15,000 TOWARDS BUYERS CLOSING COSTS/PREPAIDS AND/OR A MORTGAGE RATE BUYDOWN (with a Preferred Lender). Exuma X- Beautiful New Construction in an established neighborhood! Once you walk past the stone front facade and see the soaring 9+ foot ceilings and the extra-large (8 foot) slider you won't want to leave! The beautiful kitchen is a cook's dream. Quartz counters top solid wood cabinets with soft closed doors and drawers with elegant hardware. A center island completes this dream room. You won't believe the huge pantry and laundry areas tucked away and out of sight. The Primary bedroom is spacious and has a top tier bathroom with a tiled walk-in shower, dual sinks and a massive walk-in closet and separate toilet room. There are 3 more spacious bedrooms, one of them is a IN-LAW-SUITE with a flex Room, Private Bathroom and Walking Closet. The entire family can comfortably spread out in the expansive great room. There is solid surface flooring throughout the home for easy cleaning. Upgraded raised height vanities and toilets in all bathrooms. Extra-large covered lanai for enjoying the Florida weather. Don't miss out on this incredible opportunity to own this beautiful home. Call Today!!! Come by our model at 5069 SW 109th Loop.

10866 Sw 41 St Avenue, Ocala
10952 Sw 45th Avenue, Ocala
$220,000
4 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Short Sale. SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Bankruptcy short sale will take about 120 days to get response on offer from lien holders. Needs TLC. Located in desirable SW Ocala, this concrete block/stucco home features 2051 living square feet, 2 car garage, interior laundry room, kitchen, living room, dining room, 4 bedrooms, 2 bathrooms and a covered back patio all close to schools, parks, shopping and much more.

10952 Sw 45th Avenue, Ocala
3960 Sw 110th Lane, Ocala
$399,000
4 Beds ⋅ 3 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
This spacious and versatile 4-bedroom, 3-bathroom residence offering 2,220 square feet of comfortable living space on an oversized 0.62-acre lot with NO HOA in the desirable Marion Oaks community. Perfectly positioned with convenient access to Ocala, this property combines generous indoor living with plenty of outdoor space to enjoy. From the moment you step inside, you'll appreciate the bright, open floor plan accented by soaring ceilings, elegant arched openings, and an abundance of natural light. The spacious living room flows effortlessly into the kitchen, creating an inviting space for everyday living and entertaining alike. Just off the main living area, a dedicated office with French doors provides the perfect setup for working from home, a playroom, or an additional flex space. Upstairs, an expansive loft offers endless possibilities as a second living room, media room, game room, or flex retreat. The oversized primary suite serves as a relaxing escape featuring vaulted ceilings, a spacious walk-in closet, dual vanities, a garden soaking tub, and a separate walk-in shower. Three additional bedrooms and two more full bathrooms provide comfortable accommodations for family and guests. Step outside to enjoy Florida living at its finest from the oversized screened lanai overlooking the expansive backyard. Sitting on over half an acre, the property provides exceptional outdoor space with added privacy and endless opportunities for gardening, recreation, entertaining, or even adding your dream pool. Whether you're searching for extra space to grow, room to entertain, or simply the freedom of a large homesite without HOA restrictions, this Marion Oaks property offers the flexibility, functionality, and location to fit a wide variety of lifestyles. Conveniently located just minutes from shopping, dining, medical facilities, and everything Ocala has to offer, this home is ready for its next chapter.

3960 Sw 110th Lane, Ocala
Ocala
$275,000
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Welcome to 10033 SW 41st Ave in Ocala’s desirable Ocala Waterway Estates! This charming 3-bedroom, 2-bath home offers a comfortable layout with plenty of space to relax, entertain, and enjoy Florida living. The home features a functional kitchen, spacious living areas, and a private backyard setting perfect for morning coffee, weekend gatherings, or simply unwinding at the end of the day. Located in a convenient Southwest Ocala location, this home provides easy access to SR 200, I-75, and major county roadways, making commuting, shopping, dining, and everyday errands simple. Enjoy being close to medical facilities, restaurants, retail shopping, local parks, and outdoor recreation. Downtown Ocala is just a short drive away, offering charming local dining, boutiques, entertainment, and community events. Outdoor lovers will appreciate nearby parks, trails, and access to some of Central Florida’s beautiful natural springs and recreational areas. A wonderful opportunity to own a home in a convenient Ocala location with the perfect balance of comfort, accessibility, and lifestyle.

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