Villages Of Sumter Homes under $400,000

Villages Of Sumter Homes under $400,000

Welcome to the Villages of Sumter, a charming and vibrant subdivision nestled in the heart of sunny Florida. Located in Sumter County, this community is perfect for those seeking a blend of comfort, convenience, and a touch of luxury—all at an affordable price. With a variety of homes available for under $400,000, the Villages of Sumter offers an exceptional opportunity for first-time homebuyers, retirees, and families alike.

The Villages of Sumter is known for its picturesque landscapes and well-maintained neighborhoods, where lush greenery and beautiful homes create a welcoming atmosphere. Residents enjoy an active lifestyle, with access to numerous amenities, including sparkling swimming pools, fitness centers, and walking trails that meander through the community. The vibrant social scene provides plenty of opportunities to connect with neighbors and participate in various activities, ensuring there’s never a dull moment.

One of the standout features of the Villages of Sumter is its proximity to local attractions. Enjoy a day at one of the nearby golf courses, explore the charming shops and restaurants in the area, or take a short drive to the stunning natural parks that Florida is famous for. The community also boasts excellent schools and healthcare facilities, making it an ideal choice for families and retirees alike.

With homes priced under $400,000, the Villages of Sumter is not just a place to live—it's a lifestyle. Discover your dream home in this delightful subdivision and experience the best of Florida living!

Newest Villages Of Sumter Homes under $400,000

2800 Plainridge Loop, The Villages
$349,900
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
TURNKEY, NO BOND, in the established Village of Belvedere — with an EZ-GO GOLF CART included! If you’ve been looking for an easy, move-in-ready way to start enjoying The Villages lifestyle, this one makes it simple. This well-maintained 3-bedroom, 2-bath home offers a comfortable open layout, attractive updates, and plenty of room to relax, entertain, and make yourself at home. Step inside to a bright and welcoming living and dining area with LVP flooring throughout the main living spaces and primary bedroom. The kitchen is both functional and inviting, featuring plenty of cabinet and counter space, a breakfast bar, gas cooking, and an updated stainless-steel refrigerator. The spacious 450 sq. ft. garage gives you room for both your vehicle and golf cart. The primary suite offers plenty of space to unwind, with natural light, LVP flooring, and an ensuite bath featuring an extended vanity and walk-in shower. Two additional bedrooms are privately separated from the common area by a pocket door, making them perfect for overnight guests, a home office, craft space, or whatever fits your lifestyle. Both guest rooms feature carpeting, while the kitchen, bathrooms, and lanai features easy-care tile flooring. One of the best features of this home is the 210 sq. ft. glass-enclosed, air-conditioned lanai. Surrounded by windows with full shades and views of mature greenery, it’s the perfect spot for morning coffee, an afternoon book, entertaining friends, or simply enjoying a peaceful Florida day. Just outside of the lanai is an additional 10'x9' patio with a pergola overhead. You’ll love the added privacy wall out back, along with the attractive landscaping, curved walkways, mature trees, and welcoming curb appeal. Located in the established Village of Belvedere, you’ll enjoy convenient golf-cart access to shopping, dining, recreation, golf, and all the fun of The Villages. And here’s the best part — this home is being sold TURNKEY, complete with furniture, furnishings, and an EZ-GO golf cart. Just bring your suitcase and start enjoying The Villages lifestyle from day one. Whether you’re looking for a full-time home, seasonal retreat, or easy Florida getaway, this one is ready and waiting for you.

2800 Plainridge Loop, The Villages
2155 Baldwin Run, The Villages
$400,000
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
Welcome to this well-maintained TURNKEY home located in THE VILLAGE of ST. CHARLES. This OPEN concept offers 3/2/2, 1488SF AT EASE MODEL with UPGRADES GALORE, NO BOND. This seller has left no surface untouched, starting with the lead glass front door and a durable Larson DOUBLE-CLOSURE WINDOW/ SCREEN storm door. The heart of this home is the kitchen-living-dining room combination, which is desirable for entertaining friends and family. Just off the living area is a year-round FLORIDA ROOM equipped with a BRAND NEW (9/26) BUILT IN WALL MOUNTED A/C and HEATING MINI-SPLIT UNIT, CUSTOM WINDOW SYSTEM’S, SLIDING WINDOWS with BUILT-IN SCREENS and CWS EXTERIOR DOUBLE PANE FRENCH DOORS, both with LOW E GLASS (on each house window.) (The entire home has 3M FILM TINTED WINDOWS, except for the FRENCH DOORS.) Attached to the FLORIDA ROOM, in the rear of the house, is an 11’ x 9’ BIRDCAGE with TILE FLOORING, along with a 12’x21’ PAVER PATIO, plus a GRILL PAD, and PROFESSIONALLY LANDSCAPED STACK STONE BEDS. The beautiful landscaping continues down the side of the house and connects to the LANDSCAPED FRONT YARD and a PAVER PATIO at the ENTRY, which has a SUN-SETTER SUNSCREEN AWNING and REMOTE CONTROL. The EAT-IN KITCHEN has MANY UP-SCALE FEATURES, such as GRANITE COUNTERTOPS and matching BACKSPLASH (including the COUNTERTOPS in BATHROOMS) OAK CABINETS with PULL-OUT cabinets (bottom only,) LAZY SUSAN, PENDULUM LIGHT, UNDER/OVER CABINET LED LIGHTS, OVER-HEAD FAN, PANTRY CLOSET, and SS APPLIANCES. The PRIMARY BEDROOM has VAULTED CEILINGS, LAMINATE PLANK FLOORING, an OVERSIZED WALK-IN CLOSET with an OVERHEAD FAN, and an EN-SUITE BATHROOM. The extended shower has LARGE RECTANGULAR CUSTOM TILE WALLS, LARGE HEXAGON TILE FLOORING, BRUSHED NICKEL DUAL SHOWER HEADS, ETCHED SEAMLESS GLASS DOORS along with a DECORATIVE CHIPPED EDGED TOP and BRUSHED NICKEL ROUNDED FINISHED EDGES. There is a VANITY with DOUBLE SINKS with BRUSHED NICKEL FAUCETS. The GUEST BEDROOMS have CLOSETS and LAMINATE PLANK FLOORING. The GUEST BATHROOM’s shower has a LINEN CLOSET, JETTA STONE SHOWER WALL, FLOOR, and BUILT-IN SEATING, LARGE TILE FLOORING, and BRUSHED NICKEL FAUCET/ SHOWER HEAD. Other FEATURES INCLUDE: PLANTATION SHUTTERS THROUGHOUT, 20’x20’ DIAGONALLY LAID TILED FLOORING THROUGHOUT, HIGH, OR VAULTED CEILINGS, NO CARPETING, NO POP-CORN CEILINGS, NEWER FANS WITH REMOTES, NEWER LIGHT FIXTURES, KENMORE WASHER/DRYER, REVERSE OSMOSIS WATER SYSTEM in kitchen, whole house WATER FILTRATION SYSTEM (Rebuilt 9/24,) GUTTERS AND DOWN SPOUTS AROUND THE ENTIRE HOUSE, NEWER ROOF (2025), NEWER A/C (2023) WATER-HEATER (2022) and MOTORIZED RETRACTABLE REMOTE GARAGE PRIVACY SCREEN. Tour this MOVE IN READY home!

2155 Baldwin Run, The Villages
3208 Hopewell Street, The Villages
$399,900
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
YOU'RE GOING TO L0VE THIS HOME!!! NO BOND. Beautifully maintained home, nothing has been over looked with this outstanding two-owner 'Pinellas' Model (similar to a Camellia/Gardenia). Located in The Village of Belle Aire. Updated with a pavers driveway/walkway plus decorated landscaping. Step through the newer elegant leaded-glass front door into a diagonally tiled foyer and a spacious, open-concept floor plan with vaulted ceilings, fresh paint (12/22), hand-troweled ceilings, and crown molding and luxurious vinyl plank floors. The chef-ready kitchen features oak cabinetry with crown molding, tiled backsplash and convenient pull-out shelving (including a generous pantry), natural gas stove, stainless steel appliances, and a solar tube that floods the space with natural light. This large kitchen features with granite counter tops, Newer Stainless sink with faucet and a nice kitchen nook area with chair railing, perfect for dining. Enjoy this sought after open concept living room, dining and kitchen combo. Designed with energy efficiency in mind, this home features double-pane windows and Thermal wall insulation under the vinyl siding. Highly functional split floor plan ensures maximum privacy, offering a luxurious primary suite with two walk-in closets, dual sinks and a vanity space. On the opposite side of the home—behind a pocket door for complete guest privacy—you will find a second bedroom, a full guest bath, and a versatile front bedroom that has been extended by 3 feet (perfect as a spacious den, hobby room, or home office). 3rd bedroom has no closet. All this and extensive updated ceiling fans, light fixtures and power outlets. The real showstopper is the south-facing, tiled, and fully insulated lanai, glass-enclosed and equipped with a ductless split A/C unit for year-round indoor-outdoor living extending your living space. Additional highlights include a convenient indoor laundry room with granite countertop and tiled backsplash. A convenient stainless utility sink and faucet complete with storage cabinets. Wonderful 2 car insulated garage with epoxy flooring and built-in shelving, a 2020 roof, a tankless gas water heater, and natural gas connectivity. Located just moments from pristine golf courses, recreation centers, and pools—this is your chance to start your next chapter in paradise, at an affordable price point.

3208 Hopewell Street, The Villages
2265 Hackney Way, The Villages
$399,900
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
This charming Designer home on a large, landscaped corner lot in the Village of Hadley is the sought-after location "between the 6's"! Close to the Odell rec center, Hadley pool, golfing, shopping, dining and Lake Sumter Landing make this home the perfect place to be! A welcoming foyer with a large coat closet opens to the generous living area with plenty of light from the many windows! Nice kitchen with lots of cabinets and storage, dining room has a tray ceiling and slider to the screened lanai, laundry room with a large closet, 2-car garage with pull down stairs, the spacious master bedroom has a tray ceiling, lots of windows and 2 separate walk-in closets, bathroom has double sinks and a tiled shower, plus 2 more bedrooms with closets! Special features include: NEW A/C, roof, vinyl plank flooring throughout the whole house, garage door opener, full house water filtration system and stainless steel appliances all new in 2026! What more can you ask for! Won't last so come and make it yours! More photos coming soon!

2265 Hackney Way, The Villages
2146 Hopespring Loop, The Villages
$325,000
2 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
No Bond, turnkey, and a Yamaha gas golf cart included! This rare 2-bedroom, 2-bath Sand Dollar model is beautifully maintained and ideally located in the Village of St. James, offering a wonderful combination of space, comfort, and convenience. From the moment you enter, you’ll notice the care given to the home and the quality of the furnishings, all of which are included for a truly turnkey opportunity. The spacious floor plan features a large living room, generously sized bedrooms, and a roomy kitchen with a breakfast bar, quality cabinetry, and stainless steel and black appliances. Additional features include no popcorn ceilings, 15” diagonal ceramic tile flooring with carpet in the bedrooms, a glass storm door, and gutters around the entire home. Major updates include an HVAC system installed in March 2022, while the roof dates to 2011. There is a dedicated laundry room with cabinets. The kitchen offers attractive Articraft cabinetry with convenient pull-out storage drawers. An enclosed glass lanai adds approximately 185 square feet of flexible space for relaxing, entertaining, or hobbies, while a power awning and backyard privacy wall provide even more opportunities to enjoy the Florida lifestyle. Included is a Weber Grill on the outside 12' x 12' Patio. A Yamaha gas golf cart is also included, making it easy to start exploring The Villages from day one. The Village of St. James provides convenient golf cart access to both Lake Sumter Landing Market Square and Brownwood Paddock Square, along with Sterling Heights and SeaBreeze Regional Recreation Centers, neighborhood pools, pickleball, tennis, fitness facilities, clubs, and countless recreational and social activities. Golfers will appreciate convenient access to Jacaranda, Turtle Mound, Southern Star, and Yankee Clipper Executive Golf Courses, as well as Cane Garden Country Club for championship golf and dining. With No Bond, turnkey furnishings, a golf cart included, an enclosed glass lanai, and an excellent central location, this rare Sand Dollar offers an easy opportunity to begin enjoying The Villages lifestyle right away. Schedule your private showing today, or request a FaceTime tour if you’re out of the area!

2146 Hopespring Loop, The Villages
2017 Yearling Way, The Villages
$365,000
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32163 Zip Code
Welcome home to this lovingly cared for, single-owner residence. Step inside the spacious open-concept living and dining areas, greeted by vaulted ceilings, custom wainscoting, a bright solar tube, and Pergo flooring. The fully equipped kitchen offers a sunny breakfast nook for casual morning coffee, while three generously sized bedrooms - including a primary suite featuring a large walk-in closet and an ensuite with dual vanities and a walk-in shower - provide exceptional flexibility for guests or a dedicated home office. Enjoy peace of mind with major updates including a brand-new AC (2026), new water heater (2026), fresh interior paint (2023), and an oversized garage with plenty of room for vehicles and golf cart storage. Outside, sliding glass doors open to a paver screened patio with an extended screened lanai, surrounded by mature landscaping and greenery that provide natural privacy while leaving a nice-sized green space to enjoy. Best of all, you are just minutes from Brownwood Paddock Square, endless shopping, and dining, with a quick golf cart ride to Sumter Landing, Edna’s, Eastport, and Sawgrass Grove. Come experience the vibrant, active lifestyle of The Villages! Turn-key and low-maintenance - schedule your private showing today!

2017 Yearling Way, The Villages
287 Mercer Way, The Villages
$335,000
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
NO BOND! LOW TAXES! 3-BEDROOM AMARILLO MODEL IN THE VILLAGE OF AMELIA! Prime location just 6 minutes from Lake Sumter Landing, this beautifully renovated 3-bedroom, 2-bath Amarillo model offers style, comfort, and convenience in a home that feels brand new. How can you resist? The home features new luxury plank vinyl flooring throughout, with ceramic tile in the kitchen… all carpeting has been removed. And no popcorn ceilings! The updated kitchen boasts new quartz countertops, new gorgeous designer sink and faucet, and a brand-new stainless-steel dishwasher, complementing the other stainless-steel appliances. The laundry room includes a dryer, a new washer, a utility sink, and lots of cabinet space above. The popular split-bedroom floor plan provides privacy and functionality. The spacious primary suite is located on one side of the home and features a generous walk-in closet and a beautifully remodeled ensuite bath with dual sinks, new quartz countertop, new lighting, new faucets, plus a shower and linen closet. The second and third bedrooms, second full bath, and second linen closet are all located on the opposite side of the living space giving your guests their own private area. The second bath has also been updated with a new quartz countertop, faucet, and lighting. Ceiling fans are located in all bedrooms, the living room, and the lanai, with new LED lighting throughout the home. Gas is available at the property, although the current owner has not connected service. Buyers who prefer gas can arrange connection through the local gas company. Enjoy year-round outdoor living in the enclosed lanai, complete with beautiful pavers and plenty of space for entertaining. A separate concrete patio provides the perfect spot for your grill. The insulated garage door adds comfort, while the huge second refrigerator in the garage provides valuable additional food storage. Home is equipped with an ADT security system ready for you to activate. BEST OF ALL — NO BOND & LOW TAXES! The bond on this property is paid in full — a significant benefit for the new owner. Please note that some neighboring properties may still have an estimated remaining bond balance of approximately $10,982.17. This is a wonderful opportunity to become a Villager at a reasonable cost, in a beautifully updated home with the major renovations already completed. Just a short golf cart ride to Lake Sumter Landing, shopping, dining, entertainment, recreation, golf, and all that The Villages is a great place to live! NO BOND. LOW TAXES. BEAUTIFULLY RENOVATED. PRIME LOCATION.

287 Mercer Way, The Villages
928 Eastmont Court, The Villages
$385,000
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
No Bond, roof (2023), HVAC (2019), gas water heater (2022), and an expanded floor plan! This beautifully maintained 3-bedroom, 2-bath Expanded Amarillo is located in the sought-after Village of Summerhill and offers spacious, comfortable living in an exceptionally convenient location. The open floor plan features quartz countertops, gas cooking, matching stainless steel appliances (2018), a tile/stone backsplash, and newer fixtures. There’s no carpet, with attractive ceramic tile plank and laminate flooring. The expanded living space continues with a large Florida room and a screen enclosed lanai, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle year-round. Three strategically placed solar tubes bring additional natural light into the home, while a glass storm door, whole-home water filtration system, and thoughtful updates add even more functionality. The spacious primary suite features two walk-in closets and a walk-in tile shower. Outside, you’ll appreciate the widened and painted driveway and walkway, attractive landscaping, and a power remote-controlled garage screen that lets you enjoy additional airflow while keeping the garage comfortably screened. Best of all, the Village of Summerhill puts you just minutes by golf cart from the incredible amenities of The Villages, with convenient golf cart access to both Lake Sumter Landing and Spanish Springs. Shopping, dining, medical facilities, banking, and everyday conveniences along the CR 466 corridor are also close by. With No Bond, major updates already completed, an expanded floor plan, generous additional living space, and a fantastic central location, this Summerhill home is ready for you. There is a $204 a month mandatory Amenity Fee to have access to all the amenities in The Villages. Schedule your private showing today or request a FaceTime tour if you’re not local!

928 Eastmont Court, The Villages
2798 Churchill Downs, The Villages
$389,900
2 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
AZALEA FLOORPLAN DESIGNER NO BOND • 2021 ROOF • 2015 HVAC • TANKLESS HOT WATER• TURNKEY • BLOCK AND STUCCO CONSTRUCTION I’m not your typical Azalea. In fact, I’m truly UNIQUE. My original 3 bedroom design has been thoughtfully converted into a spacious 2 bedroom home SPLIT FLOORPLAN with a bonus room that can serve as a formal dining room, game room, home office, or entertaining space. The original bedroom closet remains and is currently used for storage, so the room can easily be converted back into a third bedroom. Inside, I feature ENGINEERED HARDWOOD flooring throughout, with TILE in the kitchen, bathrooms, and bonus Florida room. My updated kitchen offers GRANITE countertops, while my enclosed Florida room gives you even more space to relax or entertain. Don't forget my Norman PLANTATION SHUTTERS. My immaculate 2 car garage features an EPOXY floor and garage screen. Outside, you will find a PAVER PATIO with an awning, lined with trees for additional privacy. I also have a nice sized yard with room to expand if you choose. I’m close to Lake Sumter Landing, shopping and dining along County Road 466, and many of The Villages’ most popular amenities. In a community where many homes can feel similar, my flexible floor plan, additional living spaces, and thoughtful updates allow me to truly stand out. Come see what makes me so UNIQUE.

2798 Churchill Downs, The Villages
1857 Poppy Circle, The Villages
$390,000
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
NO BOND! 10K SELLER CREDIT AT CLOSING FOR UPGRADES! This desirable Designer Camellia model offers nearly 2,000 square feet of spacious living with 3 bedrooms, 2 baths, and the added bonus of a dedicated golf cart garage. The well appointed kitchen features abundant cabinetry and counter space and flows seamlessly into generous living and dining areas perfect for everyday living and entertaining. The split bedroom design provides excellent privacy, with two guest bedrooms and a guest bath tucked behind a pocket door, creating a private space for visiting family and friends. The spacious primary suite offers a comfortable retreat with dual vanities and a tiled walk in shower. One of the standout features is the expansive enclosed Florida room, providing an impressive amount of additional living space filled with natural light and perfect for relaxing, entertaining, dining, or creating a hobby space. An indoor laundry room with utility sink and additional cabinetry adds convenience and storage. Mature landscaping surrounds the home, while the garage provides plenty of room for vehicles plus separate golf cart parking. Ideally located just south of Lake Sumter Landing, this home combines a sought after Camellia floor plan, paid off bond, private guest wing, golf cart garage, and a fantastic location for enjoying all The Villages has! OWNER FINANCING AVAILABLE.

1857 Poppy Circle, The Villages
770 Goliath Place, The Villages
$340,900
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32162 Zip Code
Virtually Staged. Virtually Staged. LOCATION, PRIVACY & THE VILLAGES LIFESTYLE! Welcome to 770 Goliath Place in The Villages, Florida, a 3-bedroom, 2-bath Wisteria model offering 1,512 sq. ft. in the centrally located Village of Bonita. From here, you’re approximately 3 miles from Lake Sumter Landing Market Square, 5 miles from Brownwood Paddock Square and 2 miles from Colony Plaza, putting shopping, dining, entertainment, recreation and golf within easy reach. Lake Sumter Landing offers waterfront shopping, dining and free nightly entertainment. Nearby recreation options include Bonita Recreation, Canal Street Recreation and SeaBreeze Recreation, with amenities ranging from pools and pickleball to tennis, bocce, shuffleboard and gathering spaces. Golfers will appreciate convenient access to Bonita Pass Executive Golf Course, Havana Country Club and additional executive and championship golf throughout The Villages. Enhanced rock landscaping, a towering palm and a decorative driveway that continues through the walkway and entry create an inviting first impression. Step inside to an OPEN KITCHEN flowing naturally into the main living area, where 10-FT CEILINGS, plantation shutters and a solar tube add to the bright, open feel. Laminate flooring extends throughout the main living areas with tile in the baths—NO CARPET and NO POPCORN CEILINGS. The primary suite features a walk-in closet and an updated bath with dual sinks and a remodeled shower with a heavy, spot-free glass enclosure. Two additional bedrooms provide flexibility for guests, an office, hobbies or whatever fits your Villages lifestyle. An INSIDE LAUNDRY with cabinetry adds everyday convenience, while the TWO-CAR GARAGE features an epoxy-coated floor. And then there’s the backyard. The ELEVATED ENCLOSED LANAI features screen and Plexiglas enclosures and opens to a large patio with plenty of room for grilling, entertaining or simply enjoying Florida outdoor living. What makes this homesite different is the way the land slopes significantly away below the lanai—similar to the elevation found in a walkout-basement setting—creating additional separation from the homes behind and a surprisingly private feel that can be difficult to find. Full-home gutters complete the property. Roof, HVAC and water heater are original to the home. 4-point inspection completed with the home’s major systems reviewed, including roof, electrical, plumbing and HVAC. Report available for buyer review and insurance consideration. Centrally positioned in the Village of Bonita with convenient access to recreation, golf, shopping, dining and The Villages town squares, 770 Goliath Place offers the opportunity to enjoy an established central location while making the home your own. Bond Balance: $9,168 | Ad Valorem Tax: $1,660 | Non-Ad Valorem Tax: $2,322 | Amenity Fee: $204/month.

770 Goliath Place, The Villages
524 San Marino Drive, Lady Lake
$225,000
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32159 Zip Code
Welcome to The Villages of Sumter lifestyle! This lovely 3 bd/2ba offers it all. The main living area flows directly into the kitchen and dining room featuring an expansive environment for spacious living and entertaining. This split bedroom home features a massive primary bedroom with ensuite bath granting you the privacy you seek. This can all be yours as well as The Villages lifestyle. It can use some TLC but it is priced right! Hurry, this one will go fast!

524 San Marino Drive, Lady Lake
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