Umatilla Homes with Lake Front Frontage

Umatilla Homes with Lake Front Frontage

Welcome to Umatilla, Florida – a hidden gem nestled in the heart of Lake County. Known for its charming small-town atmosphere and stunning natural beauty, Umatilla offers a serene lifestyle that perfectly balances relaxation and recreation. With its rich history and friendly community, this enchanting city is an ideal place to call home.

One of the most captivating features of Umatilla is its proximity to an array of pristine lakes, making it a haven for water enthusiasts and nature lovers alike. Imagine waking up every morning to the gentle lapping of water against your own lakefront property. Homes with lakefront frontage in Umatilla provide not just a residence, but a lifestyle filled with tranquility and breathtaking views. Picture yourself sipping coffee on your deck, watching the sunrise over the water, or enjoying a peaceful evening paddle as the sun dips below the horizon.

The real estate market in Umatilla boasts a variety of lakefront homes, ranging from cozy cottages to spacious family retreats. Each property offers unique features and direct access to the shimmering lakes, perfect for fishing, boating, or simply enjoying the natural surroundings.

Beyond the lakes, Umatilla is rich in outdoor activities, with nearby parks and trails that invite you to explore the lush landscapes. The community also hosts various events throughout the year, fostering a sense of belonging and connection among residents.

Discover the charm of Umatilla and the allure of lakefront living. Your dream home awaits in this picturesque Florida town, where every day feels like a vacation.

Newest Umatilla Homes with Lake Front Frontage

$800,000
32784 Zip Code
DISCOVER 40 ACRES OF UNTOUCHED OLD FLORIDA tucked within the breathtaking landscape of the Ocala National Forest. This remarkable property offers exceptional privacy, WATERFRONT, and the kind of NATURAL BEAUTY that's becoming increasingly rare. Stately oaks, native PINES, open clearings, and peaceful shoreline create an ideal setting for a private retreat, hunting camp, or equestrian getaway. FOX, deer, owls, WILD TURKEY, bobcats, and majestic EAGLES call this home too. Spend your days hunting, fishing, horseback riding, hiking, paddling the shoreline, or simply enjoying the quiet solitude that only a property like this can provide. Build your dream cabin exactly where you want it, SURROUNDED BY NATURE and endless recreational opportunities. Conveniently located between Orlando, Ocala, and The Villages, this hidden wilderness feels miles away from the pressures of everyday life while remaining easily accessible. Looking for even more privacy? The adjacent 158+ acre property is also available (MLS G5109487), creating an extraordinary opportunity to own nearly 200 acres of contiguous land. Properties like this are becoming nearly impossible to find. Bring your hiking boots, hop in your vehicle, and experience this one-of-a-kind wilderness for yourself.

Se 150th Forest 02, #3, Se 150th Street, Umatilla
$375,000
4 Beds ⋅ 2 Baths ⋅ Umatilla Wingfield Sub SubDv. ⋅ 32784 Zip Code
Discover the potential of this spacious lakefront home situated on a picturesque 0.41-acre corner lot shaded by majestic oak trees in the heart of Umatilla. Offering approximately 2,876 square feet of living space, this 4-bedroom, 2-bath residence provides an exceptional opportunity to create your dream home in a beautiful waterfront setting. Inside, you'll find a versatile floor plan featuring a generous family room, a separate living room with a striking stone fireplace, and sliding glass doors leading to the screened pool and patio with bar area overlooking the backyard and peaceful lake views. The spacious kitchen is equipped with beautiful wood cabinetry, abundant countertop space, and a dining area perfect for gathering with family and friends. The desirable split-bedroom layout includes a gracious primary suite with a private bath and sliding glass doors opening directly to the pool area. The converted garage provides additional under-air living space ideal for a home office, game room, fitness area, or hobby room. An interior laundry room with utility sink adds everyday convenience. Enjoy the privacy of a mature oak-shaded homesite, an inviting screened pool, and the beauty of lakefront living, all while being conveniently located near local shopping, dining, parks, and schools. Don't miss this opportunity to make this waterfront property your own! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

603 W Ocala Street, Umatilla
$1,389,000
3 Beds ⋅ 3 Baths ⋅ Lake Murphy Estates SubDv. ⋅ 32784 Zip Code
Virtually Staged. Nestled beneath a canopy of majestic oak trees along nearly 300 feet of pristine Lake Murphy frontage, this extraordinary custom-built estate embodies the charm of Old Florida with the luxury and craftsmanship today's discerning buyer desires. Enjoy breathtaking west-facing sunsets and peaceful views of the neighboring cattle pasture, all while being just minutes from Mount Dora, Eustis, and Tavares. Bring the boat, Lake Murphy is a private skiable lake, offering endless opportunities for watersports, fishing, and sunsets right from your backyard. Built in 2009 and used primarily as a vacation home until recently, this meticulously maintained 3-bedroom, 2.5-bath residence offers over 2,700 square feet of thoughtfully designed living space. Soaring 10-foot ceilings, custom mahogany entry doors, handcrafted cabinetry, and stunning white oak flooring showcase the exceptional quality found throughout. The gourmet kitchen is a chef's dream, featuring GE Monogram appliances, Thermador cooking equipment, a farmhouse sink, warming drawer, built-in microwave, wine cooler, custom cabinetry, and a refrigerator that's only one year old. Designed to embrace its stunning surroundings, nearly every room opens onto expansive porches or balconies overlooking the lake. The luxurious primary on-suite bath features marble countertops, a spa-inspired walk-in shower with full-body spray jets, and plumbing already in place for a freestanding soaking tub. Exceptional craftsmanship continues throughout the home with custom wood columns and a fireplace mantel milled from trees harvested directly from the property. Additional features include a remote-controlled gas fireplace, whole-home surround sound with individual room controls, security system with glass-break sensors and door monitoring, authentic brick-floored mudroom, two HVAC systems (one replaced approximately two years ago). The beautifully landscaped grounds include mature trees and a 20-zone irrigation system to maintain the lush setting year-round. Zoned for horses and chickens, this property offers the perfect blend of luxury estate and country lifestyle, bring the farm and enjoy the freedom to create your own private homestead while still living on the water. The detached 3,300+ square-foot garage provides space for four vehicles and includes an unfinished 1,400-square-foot upper level ready to become a guest suite, home office, studio, multigenerational living space, income-producing apartment, or even a boutique event venue (subject to county approval). For those seeking even more privacy, the seller may consider selling the adjoining five-acre parcel with the home, creating the opportunity for an extraordinary family compound or expanded equestrian estate. The parcel will not be sold separately. A new architectural shingle roof was installed in 2024 over a peel-and-stick waterproof membrane for enhanced protection and potential insurance savings. Properties of this caliber are rarely available in Lake County. Offering timeless architecture, unmatched craftsmanship, incredible waterfront views, skiable lake access, equestrian and hobby farm potential, and endless possibilities, this is more than a home—it's a legacy estate built to be treasured for generations.

39411 County Road 439, Umatilla
$1,100,000
4 Beds ⋅ 2 Baths ⋅ Lake Murphy Estates SubDv. ⋅ 32784 Zip Code
Virtually Staged. Experience the perfect blend of luxury, privacy, and waterfront living in this exceptional custom-built lakefront estate, nestled on 4.59 private acres with nearly 200 feet of frontage on beautiful Lake Murphy, a skiable lake. Featuring a grand circular driveway, this brand-new block home offers exceptional craftsmanship, breathtaking views, and the freedom of no HOA. Designed for both everyday living and entertaining, the open-concept floor plan is filled with natural light and showcases panoramic lake views from the main living areas and primary suite. Sliding glass doors open to the covered lanai, creating a seamless indoor-outdoor living experience. The beautifully appointed kitchen features quartz countertops with a full-height backsplash, solid wood soft-close cabinetry, premium stainless steel appliances, double wall ovens, a separate cooktop with pot filler, a spacious center island, and a walk-in pantry. The private primary suite offers tranquil lake views, lanai access, a generous walk-in closet, and a spa-inspired bath with dual vanities, a freestanding soaking tub, and an oversized frameless glass shower with a rainfall showerhead. Additional features include luxury 12mm vinyl plank flooring throughout, sound-insulated interior walls, an oversized laundry room with abundant cabinetry, an irrigation system, seamless gutters, an insulated garage door, an oversized two-car garage, and an exterior lighting package with motion, soffit, landscape, and illuminated entry lighting. Outside, the possibilities are endless with room for a pool, workshop, RVs, boats, trailers, and more. Zoned to accommodate horses, chickens, goats, and other livestock, this property offers the perfect balance of luxury and flexibility. Spend your days boating, fishing, kayaking, paddleboarding, or water skiing right from your own backyard. Conveniently located less than 10 minutes from Publix, approximately 15 minutes from the Wekiva Parkway, and only 20 minutes from charming downtown Mount Dora, this one-of-a-kind property offers a rare combination of luxury, privacy, acreage, and waterfront living.

39251 County Road 439, Umatilla
$279,000
2 Beds ⋅ 2 Baths ⋅ Umatilla Lake Mary Estates Sub SubDv. ⋅ 32784 Zip Code
WATERFRONT on Lake Mary in Umatilla! Cute 2 bedroom - 1 full & 1 half bath CONCRETE BLOCK home on quarter acre lot! 80 foot deep, 28 acre lake! Known for great fishing and relaxing water activies! Sit on your SCREENED PORCH overlooking this beautiful waterway with a beverage after your work day or coffee in the morning and watch nature wake up! This cute home is move-in ready or update to your taste! Large laudry room. Garage with Door-Opener and service door on the side. A/C 2014 - recently serviced. Roof 2017. Umatilla School District - "A" Rated Schools!

57 Cayman Circle, Umatilla
$384,900
3 Beds ⋅ 2 Baths ⋅ Acreage SubDv. ⋅ 32784 Zip Code
Imagine living surrounded by trees, nature and a small lake behind your house. Now imagine the calmness of country life but close enough to go to the grocery store or grab a coffee. This is the house for you! 3 bedroom split floor plan and 2 baths. Open living/dining room. Beyond is an a/c Florida room. Also an enclosed covered screened in patio with a fireplace for cozy nights. Fenced in front and back yard. Ample parking with a covered metal carport. Beautiful landscape to attract birds and more. Located on a dead end street and is the last house. This is a well kept home waiting for new birdwatchers!

37400 Saint Louis Avenue, Umatilla
$1,300,000
4 Beds ⋅ 2 Baths ⋅ Acreage & Unrec SubDv. ⋅ 32784 Zip Code
Welcome to 19221 Baker Road, a stunning 2019-built estate offering the perfect blend of modern luxury, country privacy, and unmatched functional utility in scenic Umatilla. Step inside the spacious 4-bedroom home to discover an airy, open interior defined by dramatic high ceilings, crown molding, elegant arched doorways, and durable wood-look tile flooring. The gourmet kitchen is a chef’s dream, featuring an expansive contrasting central island, premium stone countertops, an integrated cooktop with a custom range hood, and built-in double ovens. Relax in the luxurious primary bathroom, complete with a dual-sink vanity, a dedicated walk-in shower, and a deep corner soaking tub framed by beautiful wood-plank tile accents. The upstairs fourth bedroom could be a game room or office because of its expansive size. Outdoors, the screened lanai features a covered patio area perfect for outdoor dining next to the pristine swimming pool. Another added benefit of this fenced, 20+ acre property is a massive 30x70 detached garage and workshop featuring large roll-up doors—an absolute dream setup for mechanics, contractors, hobbyists, or anyone needing extensive storage for an RV, boat, tractors, and classic cars. Enjoy the ultimate freedom of rural acreage zoned agricultural with no strict HOA limitations, all while staying conveniently located just off State Road 19 for an easy commute. Whether you are looking to establish a private family compound, run a home-based business, or store all your outdoor toys, this versatile, modern property delivers endless possibilities.

19221 Baker Road, Umatilla
$7,370,000
8 Beds ⋅ 9 Baths ⋅ 32784 Zip Code
A rare Central Florida legacy estate, privately set on approximately 237 acres along beautiful Ella Lake. This extraordinary Umatilla property offers a remarkable combination of privacy, scale, waterfront beauty, and luxury improvements rarely found in today’s market. The main residence features over 11,000 square feet of living area, designed for grand entertaining and comfortable everyday living, with expansive indoor and outdoor spaces, a resort-style pool and spa, and a large, covered lanai overlooking the natural surroundings. Beautifully positioned on Ella Lake, this private Umatilla estate offers a rare blend of lakefront living, acreage, privacy, and natural Central Florida beauty. Enjoy peaceful water views, wildlife, fishing, kayaking, paddleboarding, and the quiet outdoor lifestyle that makes this property so special. With its expansive estate setting and convenient access to Umatilla, Eustis, Mount Dora, The Villages, and surrounding Central Florida destinations, this is a rare opportunity to own a true private lakefront retreat. In addition to the main residence, the property includes a spacious guest house of approximately 1,500 square feet situated above a six-car garage, providing ideal accommodations for guests, extended family, staff, or private retreat space. The acreage offers a stunning mix of open land, wooded areas, wetlands, and lakefront setting, creating exceptional opportunities for recreation, privacy, wildlife viewing, equestrian use, family compound living, or a one-of-a-kind luxury retreat. Located in a quiet and highly private setting, yet within reach of Umatilla, Eustis, Mount Dora, The Villages, and Ocala, this estate is a truly unique offering for the buyer seeking space, seclusion, waterfront character, and long-term legacy value. Properties of this size and quality are increasingly difficult to find in Central Florida.

17269 Se 260th Avenue Road, Umatilla
$230,000
32784 Zip Code
Commercial lake front !!!!!Unique opportunity in Umatilla: corner C-2 commercial lot offering a rare dual advantage—direct frontage and high visibility on State Road 19, along with direct access and lake views. Ideal for a project seeking constant traffic exposure and a distinctive location enhanced by its waterfront component. This property provides easy access from major area roadways and an excellent position for a business focused on branding, strong market presence, and differentiation. In addition, public references indicate that infrastructure improvements and corridor planning initiatives are being considered along SR 19, further strengthening the area’s long-term growth potential.

Lake Smith Road, Umatilla
$799,000
2 Beds ⋅ 1 Baths ⋅ Unincorporated SubDv. ⋅ 32784 Zip Code
SELLER SAYS BRING ALL OFFERS! 43 ACRES of old Florida on Nicotoon Lake! Price recently reduced by $16,000! Endless Possibilities Await YOU! Escape to a peaceful haven of 3 parcels at 16050 SE 275th Ave is perfect for outdoor lovers, equestrian enthusiasts, or anyone seeking the tranquility of nature. This sprawling 43.05-acre parcel, measuring 780 x 2662, offers endless opportunities for recreation, boating, fishing, farming, or development. The property features a 2 Bed 1 Bath cabin that needs TLC. Whether you’re enjoying the serene setting or envisioning the future of this expansive land, this home is your gateway to a new adventure. This is a dream come true for those looking to build riding trails, start a farming venture or building a family compound for multigenerational living - TONS OF POTENTIAL! Nicotoon Lake is a 475 acre lake best known for fishing Bass and Panfish. Best of all, there’s no HOA, allowing you the freedom to create the lifestyle you’ve always imagined. Ready to embark on your next chapter? Schedule your private viewing today and explore the boundless potential of this unique property! Price improved and the Seller is Motivated to Sell!

16050 Se 275th Avenue, Umatilla
$409,000
3 Beds ⋅ 2 Baths ⋅ Silver Beach Heights SubDv. ⋅ 32784 Zip Code
Welcome to your perfect home in small golf cart community with NO HOA and private beach and lake access! This solid 3/2 brick home on oversized lot allows you the FREEDOM to truly make this property your own! Enjoy piece of mind with a whole house generator, two newer A/C units with HALO air cleaner, metal roof, spray foam insulation, sec cameras, alarm, multi zone sprinkler system and gutters. Homes interior is nicely updated with newer flooring, fresh paint, granite countertops, new refrigerator, newer water heater and new washer & dryer. Nice floor plan with split bedrooms, seperate living room and dining room, wood burning fireplace in family room and even a dinette area off kitchen. Entertain or just relax on two beautiful covered porches, one in the front and a spacious enclosed porch on the back overlooking your future garden area, large walk in shed with electric and a seperate one car carport for tractor, toys or extra vehicle. Deeded lake access to S Twin Lake along with private beach area that is just around the corner-perfect for fishing, boating, kayaking or simply unwinding lakeside. Great school district and close to Ocala Forest, Alexander Springs and more. If you're looking for durability, efficiency in your next Florida home, this is it!

17819 Palm Street, Umatilla
$2,500,000
N/A SubDv. ⋅ 32784 Zip Code
Experience a rare expression of Old Florida WITHIN the Ocala National Forest boundaries, an extraordinary PRIVATE SANCTUARY spanning over 150 ACRES across three parcels. Nearly 95 acres of OAK HAMMOCK, Florida scrub, OPEN SAVANNAH, and Florida slash PINES unfold alongside approximately 14 acres of PRISTINE SHORELINE surrounding your own 50-acre lake. This is more than land—it’s a destination. A place for those who have seen the world, yet seek something INCREASINGLY RARE: true privacy, unspoiled NATURE, and the FREEDOM to disappear into it. ABUNDANT WILDLIFE - sandhill crane, DEER, fox, owls, and SOARING EAGLES create a living backdrop for hunting, riding, or simply reconnecting with the land. Ride YOUR OWN TRAILS, or out on NEARBY forest horse trails, explore your own expansive terrain, or PRESERVE IT AS A LEGACY HOLDING—an irreplaceable ASSET in a world where land like this no longer exists, and rarely available for private ownership. Positioned between Orlando and The Villages and Ocala, yet worlds away from both, this is where solitude meets accessibility. For those who value privacy, scale, and permanence—this is your escape. YOUR LEGACY. Take the first step to fulfilling that dream – CALL your REALTOR for an appointment.

Forest 02, #2, Se 150th Street, Umatilla
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