Umatilla Homes with Two Story Property Description

Umatilla Homes with Two Story Property Description

Welcome to Umatilla, Florida – a hidden gem nestled in the heart of Lake County! This charming city, surrounded by lush landscapes and picturesque lakes, offers a perfect blend of small-town charm and modern amenities. Known for its friendly community and serene environment, Umatilla is a haven for those seeking a peaceful lifestyle while still being within reach of larger urban centers like Orlando and Mount Dora.

Umatilla is a city rich in history and outdoor activities, boasting numerous parks, hiking trails, and access to beautiful lakes for fishing, boating, and swimming. The area is adorned with mature oak trees and scenic views, making it an ideal backdrop for family gatherings and leisurely strolls. Residents enjoy the tranquility of rural living while benefiting from nearby shopping, dining, and entertainment options.

When it comes to real estate, Umatilla offers a variety of homes that cater to diverse lifestyles. Among the most sought-after properties are stunning two-story homes that provide ample space for families and entertaining. These residences often feature spacious layouts, modern kitchens, and inviting living areas, perfect for creating lasting memories. With multiple bedrooms and bathrooms, two-story homes in Umatilla offer the flexibility and comfort that families crave.

Imagine waking up to the gentle sounds of nature and enjoying your morning coffee on a spacious balcony overlooking your backyard oasis. Whether you’re looking for a cozy family home or an elegant space to host gatherings, Umatilla’s two-story properties are a fantastic choice. Discover the perfect blend of comfort and elegance in this delightful Florida city – your dream home awaits!

Newest Umatilla Homes with Two Story Property Description

$1,389,000
3 Beds ⋅ 3 Baths ⋅ Lake Murphy Estates SubDv. ⋅ 32784 Zip Code
Virtually Staged. Nestled beneath a canopy of majestic oak trees along nearly 300 feet of pristine Lake Murphy frontage, this extraordinary custom-built estate embodies the charm of Old Florida with the luxury and craftsmanship today's discerning buyer desires. Enjoy breathtaking west-facing sunsets and peaceful views of the neighboring cattle pasture, all while being just minutes from Mount Dora, Eustis, and Tavares. Bring the boat, Lake Murphy is a private skiable lake, offering endless opportunities for watersports, fishing, and sunsets right from your backyard. Built in 2009 and used primarily as a vacation home until recently, this meticulously maintained 3-bedroom, 2.5-bath residence offers over 2,700 square feet of thoughtfully designed living space. Soaring 10-foot ceilings, custom mahogany entry doors, handcrafted cabinetry, and stunning white oak flooring showcase the exceptional quality found throughout. The gourmet kitchen is a chef's dream, featuring GE Monogram appliances, Thermador cooking equipment, a farmhouse sink, warming drawer, built-in microwave, wine cooler, custom cabinetry, and a refrigerator that's only one year old. Designed to embrace its stunning surroundings, nearly every room opens onto expansive porches or balconies overlooking the lake. The luxurious primary on-suite bath features marble countertops, a spa-inspired walk-in shower with full-body spray jets, and plumbing already in place for a freestanding soaking tub. Exceptional craftsmanship continues throughout the home with custom wood columns and a fireplace mantel milled from trees harvested directly from the property. Additional features include a remote-controlled gas fireplace, whole-home surround sound with individual room controls, security system with glass-break sensors and door monitoring, authentic brick-floored mudroom, two HVAC systems (one replaced approximately two years ago). The beautifully landscaped grounds include mature trees and a 20-zone irrigation system to maintain the lush setting year-round. Zoned for horses and chickens, this property offers the perfect blend of luxury estate and country lifestyle, bring the farm and enjoy the freedom to create your own private homestead while still living on the water. The detached 3,300+ square-foot garage provides space for four vehicles and includes an unfinished 1,400-square-foot upper level ready to become a guest suite, home office, studio, multigenerational living space, income-producing apartment, or even a boutique event venue (subject to county approval). For those seeking even more privacy, the seller may consider selling the adjoining five-acre parcel with the home, creating the opportunity for an extraordinary family compound or expanded equestrian estate. The parcel will not be sold separately. A new architectural shingle roof was installed in 2024 over a peel-and-stick waterproof membrane for enhanced protection and potential insurance savings. Properties of this caliber are rarely available in Lake County. Offering timeless architecture, unmatched craftsmanship, incredible waterfront views, skiable lake access, equestrian and hobby farm potential, and endless possibilities, this is more than a home—it's a legacy estate built to be treasured for generations.

39411 County Road 439, Umatilla
$559,000
3 Beds ⋅ 2 Baths ⋅ Umatilla Anna D Guerrant Sub SubDv. ⋅ 32784 Zip Code
2.5% FHA Assumable Mortgage!!! This well-updated 1920 Sears and Roebuck catalog home in excellent condition gives you the opportunity to own an incredible piece of history and still have today’s luxury. This beautiful home includes replumbing of upstairs and downstairs bathrooms, brand new Pella Windows in the entire 2nd floor installed in 2025, R90 blown in insulation in the Attic, white vinyl fencing, a large 12x20 storage shed, and a spacious 29’ screened in tiled front porch that overlooks the lake and much more! This home is listed as a 3-bedroom 2-bath but could be utilized as a 4-bedroom. This home has all the original 1920’s glass windows with new storm windows downstairs. Upon entering the home, you will notice two large beautiful original 1920’s wavy lead glass windows in the formal living and dining rooms. This home features the original wood flooring which is continuous throughout! The formal living room has one of four working fireplaces, and the dining room is adjacent and features beautiful french doors which lead to either a bonus room, home office, game room or extra storage space. The centrally located kitchen is remodeled and boasts beautiful textured Italian tile, an abundance of white cabinetry & counter space, soft close drawers, a large white farmhouse sink, a restaurant style faucet, beautiful brick pattern tiled backsplash, black stainless-steel appliances and complete with a pot filler over the stove! This kitchen also features a coffered ceiling detailed with wainscotting and a fandelier over an antique island on casters for function. Adjacent to the kitchen is under stairwell storage. The first-floor 12’ X 13’ bedroom with 10+ ceilings was likely once used as the primary bedroom complete with a fireplace, closet and direct access to the downstairs bathroom. In the rear of the home, you will enter a large family room that gives you plenty of space for entertaining. A back door leads you to a small, covered mud room that leads out to a large wooden deck perfect for barbecues or entertaining. Upstairs you will find the huge primary bedroom at the end of the hall, 29’ X 13’ with a fireplace and a beautiful view of the lake. It highlights the brand-new Pella windows that are throughout the entire upstairs (original windows were kept for restoration should you wish). The 3rd bedroom is located at the top of the stairs opposite the primary bedroom and…yes…this bedroom also has a private wood burning fireplace! Additionally, there is a small trunk room that is a great place to take in your favorite book or study with great light. The large attic includes a huge whole-house exhaust fan and there is plenty of room for additional storage. In the large, fenced backyard there is room for a small swimming pool and lots of outside activities. Additional features include all original rope and weighted lead glass windows throughout the first floor, a covered portico car port, next to it a smaller shed for all your car or garden needs, a 4-zone irrigation system with RainBird and timer that ensure your yard is as beautiful as this home. This is an incredible opportunity, with less than 25 Sears & Roebuck homes recorded in Florida, this is practically a one-of-a kind. Ask your Realtor® for the unbranded virtual tour of this amazing home. All measurements are approximate and should be independently verified.

47 Davis Avenue, Umatilla
$1,300,000
4 Beds ⋅ 2 Baths ⋅ Acreage & Unrec SubDv. ⋅ 32784 Zip Code
Welcome to 19221 Baker Road, a stunning 2019-built estate offering the perfect blend of modern luxury, country privacy, and unmatched functional utility in scenic Umatilla. Step inside the spacious 4-bedroom home to discover an airy, open interior defined by dramatic high ceilings, crown molding, elegant arched doorways, and durable wood-look tile flooring. The gourmet kitchen is a chef’s dream, featuring an expansive contrasting central island, premium stone countertops, an integrated cooktop with a custom range hood, and built-in double ovens. Relax in the luxurious primary bathroom, complete with a dual-sink vanity, a dedicated walk-in shower, and a deep corner soaking tub framed by beautiful wood-plank tile accents. The upstairs fourth bedroom could be a game room or office because of its expansive size. Outdoors, the screened lanai features a covered patio area perfect for outdoor dining next to the pristine swimming pool. Another added benefit of this fenced, 20+ acre property is a massive 30x70 detached garage and workshop featuring large roll-up doors—an absolute dream setup for mechanics, contractors, hobbyists, or anyone needing extensive storage for an RV, boat, tractors, and classic cars. Enjoy the ultimate freedom of rural acreage zoned agricultural with no strict HOA limitations, all while staying conveniently located just off State Road 19 for an easy commute. Whether you are looking to establish a private family compound, run a home-based business, or store all your outdoor toys, this versatile, modern property delivers endless possibilities.

19221 Baker Road, Umatilla
$7,370,000
8 Beds ⋅ 9 Baths ⋅ 32784 Zip Code
A rare Central Florida legacy estate, privately set on approximately 237 acres along beautiful Ella Lake. This extraordinary Umatilla property offers a remarkable combination of privacy, scale, waterfront beauty, and luxury improvements rarely found in today’s market. The main residence features over 11,000 square feet of living area, designed for grand entertaining and comfortable everyday living, with expansive indoor and outdoor spaces, a resort-style pool and spa, and a large, covered lanai overlooking the natural surroundings. Beautifully positioned on Ella Lake, this private Umatilla estate offers a rare blend of lakefront living, acreage, privacy, and natural Central Florida beauty. Enjoy peaceful water views, wildlife, fishing, kayaking, paddleboarding, and the quiet outdoor lifestyle that makes this property so special. With its expansive estate setting and convenient access to Umatilla, Eustis, Mount Dora, The Villages, and surrounding Central Florida destinations, this is a rare opportunity to own a true private lakefront retreat. In addition to the main residence, the property includes a spacious guest house of approximately 1,500 square feet situated above a six-car garage, providing ideal accommodations for guests, extended family, staff, or private retreat space. The acreage offers a stunning mix of open land, wooded areas, wetlands, and lakefront setting, creating exceptional opportunities for recreation, privacy, wildlife viewing, equestrian use, family compound living, or a one-of-a-kind luxury retreat. Located in a quiet and highly private setting, yet within reach of Umatilla, Eustis, Mount Dora, The Villages, and Ocala, this estate is a truly unique offering for the buyer seeking space, seclusion, waterfront character, and long-term legacy value. Properties of this size and quality are increasingly difficult to find in Central Florida.

17269 Se 260th Avenue Road, Umatilla
$64,000
1 Beds ⋅ 2 Baths ⋅ Big Tree Campsites Sec B SubDv. ⋅ 32784 Zip Code
Opportunity awaits in the charming town of Umatilla! Tucked away on private dirt roads and surrounded by mature landscaping, this 1 bedroom, 2 bath, two story home offers approximately 1,200 square feet of potential and privacy. Whether you are looking for your next investment project, weekend retreat, or a place to create your own vision from the ground up, this property is full of possibilities. The home is in need of updates and repairs, making it an ideal fixer upper for buyers ready to bring their creativity and personal touch. Enjoy the peaceful small town atmosphere that Umatilla is known for, while still being conveniently located near lakes, outdoor recreation, and the natural beauty of Central Florida. With its quiet surroundings and hidden away feel, this property offers a unique opportunity to transform it into something special.

20224 Se 156th Place, Umatilla
$374,000
5 Beds ⋅ 3 Baths ⋅ Magnolia Pointe SubDv. ⋅ 32784 Zip Code
Seller may consider buyer concessions if made in an offer ~ BUILT IN 2025 and offering the largest floor plan available in the desirable Magnolia Pointe community of Umatilla, this spacious 5-bedroom, 3-bath home is MOVE-IN READY now – no need to wait for new construction! Designed for modern living with room to grow, this light and bright two-story home combines open living spaces, stylish finishes, and a location that keeps you close to everyday conveniences while still being outside the hustle and bustle of Orlando. Inside, UPGRADED TILE FLOORING flows throughout the main living areas, CUSTOM ACCENTS add character, and the OPEN CONCEPT layout creates the perfect space for gathering and entertaining. The kitchen is truly the heart of the home featuring desirable shaker-style cabinetry, sleek countertops, on trend hardware and fixtures, STAINLESS STEEL APPLIANCES, a large ISLAND with bar seating, and ample storage. The living and dining areas are filled with natural light with sliding glass doors that open to the patio and PRIVACY FENCED BACKYARD for seamless indoor/outdoor living. The MAIN FLOOR BEDROOM and full bath offer flexibility for guests, multi-generational living, or a home office setup. Upstairs, a cozy LOFT at the top of the stairs creates additional flexible space, while the generous PRIMARY SUITE is privately positioned at the front of the home complete with an oversized WALK-IN CLOSET featuring a window for natural light and a well-appointed en-suite bath. Three additional bedrooms are at the back of the home with access to a third full bath, and the convenient SECOND FLOOR LAUNDRY ROOM makes everyday living easy. Residents of Magnolia Pointe enjoy a LOW HOA along with community amenities that include a POOL, sports field, PLAYGROUND, and DOG PARK. Conveniently located with easy access to 450A and S Central Ave, you are just minutes from shopping, dining, outdoor recreation, and the beautiful Eustis Chain of Lakes. If you have been searching for a spacious newer home with modern finishes, community amenities, and room for everyone – Amberwood Way checks all the boxes. Call today to schedule a tour!

182 Amberwood Way, Umatilla
$415,000
4 Beds ⋅ 4 Baths ⋅ Mitchenors Add SubDv. ⋅ 32784 Zip Code
Turnkey duplex with income in place and nothing left to do. Both units are 2BR/2BA with separate utilities, currently tenant-occupied, and professionally managed — just step in and collect checks. Recent updates mean the big-ticket capital expenses are behind you. The added bonus: lake views that keep tenants happy and vacancy low. A clean, low-maintenance add to any portfolio in one of Lake County's most affordable and steadily appreciating markets. Previously the property was used for short term rentals housing traveling nurses so there is more to the property than just your average duplex. This sale would require a lot split that the City is in favor of, therefore the lots dimensions will need to be confirmed and the taxes are estimated.

260 S Central Avenue, Umatilla
$990,000
5 Beds ⋅ 7 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code
An estate home quietly set off a private drive for added privacy on 11.27 acres near Umatilla, FL. Featuring five bedrooms, five ensuite bathrooms, plus two half baths, this home welcomes you to tranquility among mature oak trees, pastures, and an expansive front porch where you can relax and enjoy the swing. As you walk in, you are greeted by a beautifully updated home with 3,879 sq ft of living space and over 7,300 sq ft under roof. This home was extensively renovated in 2021 with a new roof, PEX plumbing, and premium flooring throughout. The kitchen and all five ensuite bathrooms are modern and thoughtfully designed. The primary suite offers true luxury, featuring built-in closets and a cozy sitting area. The ensuite bathroom is elegant, with double sinks, lighted mirrors, a walk-in shower with multiple shower heads, a private water closet, and a custom walk-in closet. The chef’s kitchen features a six-burner propane stove with a pot filler, a dedicated coffee bar, farmhouse sink, stainless steel appliances, and beautiful Calacatta quartz countertops with a large island where guests can gather. This open-concept home flows seamlessly into the living room, complete with a fully functional wood-burning fireplace, double sliding glass doors, and views of the pool and lanai area. Outside, you’ll find a 9-foot-deep sparkling pool with a rock water feature. Step into the family room, slightly tucked away, which also includes an alcove ideal for an office space. The oversized laundry room features newly installed cabinetry and outdoor access. Property highlights include a new 720 sq ft pole barn, irrigated garden, mature fruit trees, and pens for chickens, sheep, and pigs. The robust infrastructure includes a 180-foot-deep well, a reverse osmosis drinking water system, and three HVAC zones. Two units were replaced in 2021, and the 4-ton unit is professionally serviced annually. Dedicated propane lines (installed in 2021) service the kitchen stove, clothes dryer, and outdoor grilling area (leased tank). The 2023 pool enhancements include a new high-efficiency variable-speed pump and complete repainting. On-site pool solar heater panels (minor repair needed) provide energy-efficient heating. The high-capacity 14-inch well system includes a 2 HP submersible pump and an 85-gallon bladder tank for consistent pressure. With no HOA or rental restrictions, this estate is ideal as a private sanctuary, hobby farm, or high-end short-term rental. Located at the “Gateway to the Ocala National Forest,” it is minutes from trails and springs and just 30 minutes from Mount Dora. It is also close to the Harris Chain of Lakes, known for competitive bass fishing and accessible via public ramps. No HOA or rental restrictions—perfect for a private estate, income-producing property, or short-term rental investment. There is a 60’ingress/egress easement to the property off SE Hwy 42. Refer to survey in the Bidder Packet. Property is zoned A-1 in Marion County FL. Property is being sold with a 1-year Home Warranty, Standard Plan with Americas preferred home warranty which covers HVAC, HWH, plumbing, electrical, appliances, and much more. Seller is a licensed Florida real estate sales associate.

23100 Se Highway 42, Umatilla
$3,750,000
3 Beds ⋅ 3 Baths ⋅ Na SubDv. ⋅ 32784 Zip Code
North Lake County Waterfront Ranch and Home is an opportunity to purchase roughly 240 ± acres in an extremely desirable part of Lake County. This property can serve as a secluded home place for an individual or family seeking hunting, fishing, recreational, and ranching opportunities. Combined there is roughly 10,157 ± feet of frontage on multiple lakes with one 4.5-acre lake being completely internal to the property. The ranch is mostly comprised of improved pasture on the south end while transitioning into large live oak hammocks as you head towards the northern boundary. The improved pasture is completely cross fenced with a central penning lane allowing for rotational grazing and easy gathering of cattle. There is a 2,997 ± square foot 3 bedroom, 3 bathroom house that was built in 2008 on site. Additionally, there are other barns and agricultural structures on the ranch as well. There is roughly 1,805 ± feet on road frontage of CR 450 ensuring easy access and land appreciation as a prospective buyer looks into the future. The extensive road frontage could also provide a potential buyer with ability to subdivide whether it be for re-sale or to create a family compound. The cattle and some equipment on the ranch is up for discussion and can be purchased separately should a buyer be interested. Contact Zeb Griffin for more information.

13800 County Road 450, Umatilla
$425,414
5 Beds ⋅ 4 Baths ⋅ Seasons At Magnolia Pointe SubDv. ⋅ 32784 Zip Code
Pre-Construction. To be built. This floor plan gives you the flexibility to personalize the home to fit your style and needs! Private guest suite featuring private living room with wet bar and full bathroom downstairs. Open kitchen with large kitchen island, white 42" cabinets with 2" crown, white 2cm quartz countertop in kitchen. From designer kitchen access to covered patio through large center meet sliding doors. Kitchen features stainless steel appliances including refrigerator. Large walk-in pantry. Designer 12 x 24 tile flooring throughout first floor in all common areas. Designer Sherman Williams paint throughout the home. Second floor Primary bedroom master bath features dual sinks on the vanities, large walk in shower, and huge walk in closet. Designer shower wall tile. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!

164 Flag Lilly Lane, Umatilla
$408,101
4 Beds ⋅ 3 Baths ⋅ Seasons At Magnolia Pointe SubDv. ⋅ 32784 Zip Code
Under Construction. The two-story Tourmaline plan greets guests with a charming covered entry. On the main floor, you’ll find a spacious great room that flows into an inviting kitchen with a center island and breakfast nook. Upstairs, an elegant primary suite boasts an immense walk-in closet and attached bath. The second floor will be built with either a loft or an extra bedroom. This home includes designer curated finishes. SAMPLE PHOTOS Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!

172 Flag Lilly Lane, Umatilla
$408,468
5 Beds ⋅ 3 Baths ⋅ Seasons At Magnolia Pointe SubDv. ⋅ 32784 Zip Code
Under Construction. Spacious and accommodating, the two-story Moonstone features an open-concept main floor and four charming bedrooms upstairs. Just off the entryway, you’ll find a secluded study with a nearby powder room. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a loft offers a versatile common area, and a sprawling owner’s suite includes an attached bath and walk in closet. If desired, opt for additional bedrooms in lieu of the study or loft. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Take advantage of special financing on quick move-in homes OR buy a to-be-built home and enjoy up to $20,000 in Flex Funds toward homes that can close in a timely manner! Options may vary by community, and offers are available on select homes on a first-come, first-served basis. Contact builder for more information!

168 Flag Lilly Lane, Umatilla
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