Umatilla Homes under $250,000

Umatilla Homes under $250,000

Welcome to Umatilla, Florida, a charming city that perfectly blends small-town charm with the beauty of nature. Nestled in Lake County, Umatilla is known for its warm, welcoming community and stunning landscapes that showcase the best of Central Florida. With its picturesque lakes and lush greenery, Umatilla offers a serene escape from the hustle and bustle of city life, making it an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

One of the most exciting aspects of Umatilla is its affordable housing market, particularly for those seeking homes under $250,000. This is a fantastic opportunity for first-time homebuyers or anyone looking to invest in real estate without breaking the bank. The city boasts a variety of charming homes that reflect the area’s unique character, from cozy single-family residences to spacious townhomes. Many of these properties feature modern amenities, beautiful yards, and proximity to local parks and recreational areas, ensuring a perfect balance of comfort and convenience.

Living in Umatilla means you’ll have access to a vibrant community filled with local shops, restaurants, and outdoor activities. Whether you enjoy fishing, hiking, or simply relaxing by the water, Umatilla's natural beauty provides endless opportunities for adventure. With its affordable housing options and welcoming atmosphere, Umatilla is not just a place to live; it’s a place to thrive. Explore the possibilities and discover your dream home in this delightful Florida city today!

Newest Umatilla Homes under $250,000

37443 Beach Drive, Umatilla
$189,900
2 Beds ⋅ 1 Baths ⋅ Silver Lake Park SubDv. ⋅ 32784 Zip Code
Enjoy the beauty of lakefront living with this 2-bedroom, 1-bath home offering 1,118 sq ft and scenic lake views beneath beautiful, mature live oaks. The home features a formal living room, an open kitchen with wood cabinetry and a breakfast bar overlooking the dining area with sliding doors leading out to a screened lanai. A spacious Florida room provides a relaxing spot to take in the peaceful oak-shaded setting and lake views. Additional features include an attached 2-car garage, a separate workshop, and a generous lot with room to enjoy the outdoors. With its desirable lakefront setting, private dock, and distinctive character, this property offers an opportunity to make it your own. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Listing agent has no knowledge of property or disclosures.

37443 Beach Drive, Umatilla
14965 Se 217th Terrace, Umatilla
$110,000
3 Beds ⋅ 1 Baths ⋅ Frst Lake Capsites SubDv. ⋅ 32784 Zip Code
Opportunity to own a single-family home surrounded by the beauty and privacy of the National Forest with a LARGE amount of land! This property offers a unique opportunity for someone looking for space, privacy, and the chance to bring a property back to life. There are two addresses associated with the property, and the seller will provide a survey showing the large second parcel. The seller would like to sell the home and land together and does not want to divide the property, giving the next owner the opportunity to take advantage of the full land offering. The home is a fixer-upper and will need attention, including areas of termite damage. The roof is also leaking above the fireplace and will need to be addressed. This property is best suited for a buyer who is willing to put in the work and see the potential in the home and the substantial amount of land that comes with it. Do your due diligence! Buyers and their agents should verify the acreage, parcel boundaries, addresses, legal descriptions, zoning, access, easements, and any other information important to the buyer. The county property appraiser/mapping records and the seller-provided survey should be reviewed and compared as part of the buyer's due diligence. If you've been looking for a home with a LOT of land, privacy, and the opportunity to create something of your own, this one is worth taking a closer look at. Come see the property, walk the land, and decide for yourself what this opportunity could become! Seller is ready to move on and is looking for a buyer who can see the potential and take on the project. Schedule your showing today!

14965 Se 217th Terrace, Umatilla
20160 Se 141st St, Umatilla
$155,000
2 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code
Motivated sellers! Negotiable! Big Scrub Campsites is located in the south-central portion of the Ocala National Forest, within the world's largest contiguous sand pine scrub forest. Popular with off-road vehicle (OHV) enthusiasts, with direct to-trail access to the 47-mile Ocala Adventure Trail (Ocala Centennial Trail).Home is perfect for those weekend get-aways to unplug and enjoy nature, rental home, or primary residence. Renovation in progress (will be done by closing) and ready for its next chapter! Kitchen to be installed soon with finishing touches. Situated on a .32-acre lot, this Umatilla home features tile floors, a new air-conditioning system, and a metal roof. Whether you’re purchasing your first home, downsizing, or adding to your investment portfolio, this property has plenty of possibilities. Enjoy outdoor recreation in the surrounding area at Sunnyhill Restoration Area, Lake Weir, and Carney Island Recreation & Conservation Area, or explore Alexander Springs and the natural beauty of Ocala National Forest. Easy to show—schedule your private tour today!

20160 Se 141st St, Umatilla
20850 Se 156th Place, Umatilla
$129,999
3 Beds ⋅ 2 Baths ⋅ Florida Orange Grove Corp SubDv. ⋅ 32784 Zip Code
Virtually Staged. Welcome to this charming 4-bedroom, 2-bath home offering approximately 1,460 sq. ft. of living space on a spacious lot in Umatilla, FL. The current owner has already completed much of the improvement work, giving the next buyer a great head start with an opportunity to add their own finishing touches and make the home truly their own. Whether you're looking for a primary residence or an investment opportunity, this property offers plenty of potential without starting from scratch. Located just minutes from the Ocala National Forest and Lake Weir, you'll have convenient access to fishing, boating, hiking, camping, and outdoor recreation. Downtown Umatilla, local shopping and dining are also nearby, with access to Ocala and The Villages. With 4 bedrooms, a large yard, privacy, and much of the improvement work already underway, this home is ready for its next owner to complete the vision and make it their own. Come see the possibilities and schedule your showing today!

20850 Se 156th Place, Umatilla
20145 Se Highway 42, Umatilla
$199,900
2 Beds ⋅ 2 Baths ⋅ Unrecorded Sub Sec B SubDv. ⋅ 32784 Zip Code
Virtually Staged. MOVE-IN READY, RECENTLY UPDATED, AND PRICED UNDER $200,000! Discover an inviting blend of comfort, value, and everyday convenience at 20145 SE Highway 42 in Umatilla. Nestled on approximately 0.30 acres beneath beautiful mature trees, this charming 2-bedroom, 2-bath concrete-block home offers 1,351 square feet of comfortable living space and a peaceful setting to call your own. Step inside to a bright, freshly painted interior featuring a spacious living area, tile flooring throughout the main living spaces, and newer carpeting in the bedrooms. The functional layout offers room to relax, entertain, and make yourself at home. BEYOND THE COSMETIC UPDATES, THE BIG-TICKET IMPROVEMENTS ARE ALREADY UNDERWAY! Enjoy freshly painted interiors and exteriors, windows installed approximately one year ago, and a septic drain field replaced approximately eight months ago—valuable improvements that help take some of the guesswork out of homeownership. Outside, the generous yard and mature trees create a welcoming natural backdrop with space to enjoy the outdoors, garden, or simply unwind. With two full bathrooms, a manageable homesite, and no HOA (if verified), this property offers flexibility for year-round living, a seasonal retreat, or an investment opportunity. Enjoy the laid-back charm of Umatilla with access to nearby lakes, outdoor recreation, shopping, and surrounding Central Florida communities. AFFORDABLE, UPDATED, AND FULL OF POTENTIAL—WHY KEEP RENTING WHEN HOMEOWNERSHIP COULD BE WITHIN REACH? Schedule your private showing and discover the possibilities!

20145 Se Highway 42, Umatilla
143 Bulldog Lane, Umatilla
$169,200
2 Beds ⋅ 2 Baths ⋅ Umatilla Trowells Add SubDv. ⋅ 32784 Zip Code
Step into a century of charm with this delightful 2-bedroom, 2-bath home built in 1915 — a rare find bursting with character. Soaring high ceilings and generous windows fill every room with natural light, creating an airy, welcoming feel throughout. The spacious layout offers a wonderful blank canvas, ready for your personal touches to bring out its full potential. Set on a large lot, there's room to garden, expand, or simply enjoy the extra space that's increasingly hard to find. This is a rare opportunity to own a piece of history and make it your own — perfect for buyers who appreciate original character paired with room to grow.

143 Bulldog Lane, Umatilla
20683 Se 140th Street, Umatilla
$64,999
1 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code
Calling all hunters and outdoor enthusiasts! This rustic 400-square-foot cabin sits on 0.19 acres and backs directly to the south side of the Ocala National Forest, where wildlife sightings are a regular part of the experience. Designed for weekend getaways and base-camp living, the surprisingly functional interior has room for a full-size bed, three built-in bunk beds, a dining table, and a couch with a TV for relaxing after a day outdoors. It offers a full bathroom with a standing shower, commode and sink, along with a kitchen equipped with a refrigerator, full range and tankless water heater. A working wall A/C unit and heat reclaimer provide additional comfort throughout the seasons. Power, well and septic are connected. The well is approximately six years old, the sewer lines were replaced a few years ago, and the electrical panel has been updated. Situated on the back row of a rural dirt-road neighborhood, the approximately 75-by-110-foot lot includes a road right-of-way easement. The interior and exterior need repairs and updating, but the cabin already offers the creature comforts needed for a hunting retreat, rustic weekend escape or outdoor base camp. Bring your tools and imagination and fix it up before hunting season! Due to the property’s current condition, cash offers only. Hunting within the Ocala Wildlife Management Area is subject to current FWC seasons, licenses, permits, designated access points and regulations.

20683 Se 140th Street, Umatilla
37401 Turner Drive, Umatilla
$249,000
2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code
Waterfront! This charming bungalow sits directly on the shores of 68-acre Lake Bracy in the peaceful Three Lakes subdivision. Your private backyard deck looks across the water at a protected view of old Florida woods and nature, offering the ultimate backdrop with no back-facing neighbors. Enjoy the peaceful setting from inside through the large windows overlooking the lake and watch wading birds, fish jump and occasional native wildlife.Bring the pups! Fully fenced backyard! Maintained with pride of ownership, this 2-bedroom, block home offers classic charm meets smart, modern functionality. As you step inside, you are greeted by warm, real, hardwood floors and an inviting layout. The heart of the home features a character-rich kitchen equipped with knotty-pine wood cabinets and elegant glass-front displays perfect for showcasing your culinary collection. Notice the custom Built-Ins in the Dining area as well. The Main Living area is open and there are views of the Lake no matter where you sit. Storage is never an issue here, as the home boasts an impressive abundance of closets and storage options throughout to keep your living spaces organized and clutter-free. Notice the etched-glass paneled closet doors for added character. Professionally converted from a former carport, don’t overlook the 300+ sq feet of fully screened-in living area providing expansive bonus space and provides the ultimate setting for large-scale entertaining, dynamic dining, or peaceful morning coffee. Enjoy the fresh evening breeze completely free from pests and bugs in a space designed to blend indoor comfort with outdoor freedom. Nestled in a desirable neighborhood, this turnkey gem offers the perfect balance of cozy historic detail and major system updates. AC 2026. Roof 2022. Water Heater 2022. Gutters with Leaf Guard installed 2020. Range 2026. Deck Resurfaced 2025. Shed conveys with property. one or more pictures are virtually staged.

37401 Turner Drive, Umatilla
38910 Merrell Avenue, Umatilla
$249,900
3 Beds ⋅ 2 Baths ⋅ Beg 108.8 Ft N Of Sw Cor Of E 1/2 Of Ne 1/4 Of Nw SubDv. ⋅ 32784 Zip Code
Whether you are an investor, first time buyer or looking for your next proyect, this is the chance to secure a great property at a competitive price located in this great area in Umatilla,close to an acre 36,686 sq ft of land! with an option to split the lot, do a new construction and keep the house with biger lot to add a suwimming pool, park your Boat or AV!! This move-in ready property features an open-concept layout perfect for comfortable living and entertaining. Enjoy a stunning kitchen with brand-new cabinets, quartz countertops, a modern backsplash, and new stainless steel appliances. Additional upgrades include new water-resistant laminate flooring, updated bathrooms, a brand-new A/C system, new water heater, new architectural shingle roof, updated light fixtures, and fresh interior and exterior paint. With ample yard space, this home offers endless potential—whether for outdoor entertaining, expansion. Conveniently located near schools shopping, and major highways. A must-see!

38910 Merrell Avenue, Umatilla
20715 Se 141st Place, Umatilla
$65,000
3 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code
Great opportunity in Umatilla! This single-family home sits on a spacious lot featuring mature trees and plenty of outdoor space. It offers 3 bedrooms and 1 bathroom, along with an open living/dining area, a covered back patio, and a detached garage/workshop ideal for storage or projects. The property requires a full renovation but holds great potential as an investment, rental, or primary residence once restored. Located near Ocala National Forest, lakes, and outdoor recreation areas, it is the perfect opportunity to create your own retreat in a peaceful setting. Key features: 3-bedroom, 1-bathroom single-family home Spacious lot with fenced areas Detached garage/workshop Covered back patio and open yard Requires full renovation—ideal for investors or buyers looking for a project Bring your vision and bring this property to life!

20715 Se 141st Place, Umatilla
20456 Se 140th Street, Umatilla
$137,900
2 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code
Charming and fully remodeled 2-bedroom, 1-bath single-wide mobile home situated on nearly half an acre in the peaceful countryside of Umatilla! This move-in-ready property features tasteful country-style finishes throughout, creating a warm and inviting atmosphere. Recent upgrades include a new roof, fresh interior and exterior paint, updated plumbing, and a new electrical pole with new electrical service and wiring, providing peace of mind for years to come. The spacious, fully fenced lot offers plenty of room for gardening, pets, outdoor activities, or future improvements. A storage shed provides additional space for tools and equipment. Enjoy the freedom of NO HOA and NO CDD fees, and best of all, you own both the land and the home. Conveniently located near Central Florida's beautiful rivers, lakes, parks, and outdoor recreation areas, while still offering easy access to shopping, dining, and everyday amenities. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this property offers exceptional value and endless potential. Don't miss this affordable country retreat with room to grow.

20456 Se 140th Street, Umatilla
37315 Beach Drive, Umatilla
$250,000
3 Beds ⋅ 2 Baths ⋅ Silver Lake Park SubDv. ⋅ 32784 Zip Code
Located at 37315 Beach Drive in Umatilla, this property offers a unique opportunity for someone looking to renovate and create something special making it ideal for a buyer ready to take on a project and bring their own vision to life. Set amongst oaks and pines, the property backs up to a small, private lake. With selective clearing, the land could offer a serene water view and a peaceful outdoor setting. The lot provides plenty of space to enjoy nature, privacy, and the quiet surroundings Umatilla is known for. The neighborhood is tight-knit and friendly, adding to the appeal for those seeking a sense of community along with room to spread out. This is a great opportunity for investors, renovators, or buyers looking for a property with strong potential in a desirable rural setting.

37315 Beach Drive, Umatilla
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