Umatilla Homes under $500,000

Umatilla Homes under $500,000

Welcome to Umatilla, Florida—a hidden gem nestled in the heart of Lake County. This charming city is known for its picturesque landscapes, friendly community, and a serene lifestyle that perfectly balances tranquility with convenience. Umatilla boasts a rich history and vibrant culture, making it an ideal place for families, retirees, and anyone seeking a peaceful retreat close to nature.

One of the standout features of Umatilla is its affordability, especially when it comes to real estate. If you’re searching for homes under $500,000, you’re in luck! This area offers a variety of options that cater to diverse tastes and lifestyles. From cozy single-family homes to spacious properties with sprawling yards, Umatilla is packed with potential for first-time buyers and seasoned investors alike. Many homes in this price range come with modern amenities, charming architectural details, and proximity to local parks and recreational activities.

Living in Umatilla means enjoying the great outdoors with nearby lakes, hiking trails, and fishing spots that invite you to explore the beauty of Florida’s natural landscape. The city also hosts seasonal events and community gatherings, fostering a strong sense of belonging among residents. With easy access to nearby cities like Mount Dora and Eustis, you can enjoy the best of both worlds—peaceful living with urban conveniences just a short drive away.

Discover your dream home in Umatilla today! With affordable options and a welcoming community, you’ll find that this delightful city is the perfect place to call home.

Newest Umatilla Homes under $500,000

182 Amberwood Way, Umatilla
$369,900
5 Beds ⋅ 3 Baths ⋅ Magnolia Pointe SubDv. ⋅ 32784 Zip Code
Wow, Five Bedrooms for Under $370k! Look no further, you’ve found a gem in Lake County, Florida! Built in 2025, this almost-new five-bedroom, three-full-bath home offers modern finishes, spacious living and an incredible price of $369,900. Located in Magnolia Pointe in charming Umatilla, this move-in-ready home lets you skip the construction wait and start enjoying your new space! Step inside to a light, bright and open floor plan that connects the main living areas, creating a welcoming space for everyday living and entertaining. Tile flooring throughout the first floor adds style and easy maintenance. A spacious bedroom and full bathroom downstairs provide flexibility for guests, extended family or a home office. The sellers have added a vinyl backyard fence and select light fixtures, and all appliances stay, including the washer and dryer! Enjoy a spacious fenced backyard with room for outdoor entertaining, gardening and play. The patio and designated gazebo area provide inviting spaces to relax and enjoy Florida living. Discover the charm of Umatilla, where a quaint small-town atmosphere meets lakes, natural beauty and outdoor adventure. Nearby Ocala National Forest and Alexander Springs offer opportunities for swimming, hiking, paddling and picnicking. A short drive brings you to Eustis’s waterfront and downtown shops, Tavares’s lakeside parks and seaplane attractions, and historic downtown Mount Dora’s boutiques, restaurants and popular festivals. Access to Central Florida’s highway network connects you to downtown Orlando and the greater Orlando area, Orlando International and Orlando Sanford International airports, plus Port Canaveral’s cruise terminals and Atlantic Coast beaches for weekend getaways. Magnolia Pointe offers a community swimming pool, sports field, playground and dog park, with shopping and dining nearby. If you’ve been searching for an almost-new home with five bedrooms, three full bathrooms and a spacious fenced yard at an affordable price, put 182 Amberwood Way on your must-see list. Schedule your private tour today!

182 Amberwood Way, Umatilla
449 Rose Street, Umatilla
$229,000
3 Beds ⋅ 2 Baths ⋅ Umatilla Smith Turner Blk SubDv. ⋅ 32784 Zip Code
Charming updated historic 2 story Loft Style home built in 1920. The lot is a nice sized .27 acre and has mature trees for shade on hot sunny days. Patio off the dining is perfect for a grill and outdoor dining . Interior is redesigned with new kitchen and baths. The kitchen has all new cabinets, beautiful granite counters and a Samsung matching appliance suite. Floors quality soft walk laminite, ceramic tile and travertine. The windows are thermopane and all have 2" blinds with two of the doors fitted with plantation shutters. One bedroom has a lovely screened in private porch for bug free enjoyment any time of day. ALL RECENT. HVAC including all Ductwork, Kitchen, Baths, New Flooring,New Septic System, New Electrical Panel and drop. Home was a to be furnished rental but other plans presented themselves. Comes AS IS/ AS SHOWN. ALL Furniture transferred for $1. Agent Owner has never occupied the home. Wonderful opportunity for owner occupied turn key home or a savvy investor wanting a sweet Umatilla asset. Make an appointment today.

449 Rose Street, Umatilla
81 Golfview Circle, Umatilla
$325,000
3 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code
LOCATED at the GATEWAY to the OCALA NATIONAL FOREST in Umatilla! This 3-bedroom, 2-bath home is in Twin Lakes Estates, a 55+ gated lakeside community with a close-knit feel. Residents enjoy a clubhouse, POOL, walking/jogging trails, biking areas and plenty of activities. The home sits on a ¼-acre lot with a landscaped, low-maintenance yard. Inside, vaulted ceilings and ceramic tile and wood-look LVT flooring run throughout. The living area opens through French doors to an enclosed FLORIDA ROOM—a great extra space for relaxing, hobbies or even an OFFICE. The kitchen features 42" wood cabinetry, stainless appliances including a double oven and French-door refrigerator, BREAKFAST BAR and dining area. The PRIMARY SUITE offers a vaulted ceiling, CROWN MOLDING, walk-in closet and private bath with DOUBLE SINKS, soaking tub and separate tiled shower. A SPLIT-BEDROOM PLAN provides privacy for the two additional bedrooms and second bath. The laundry room includes cabinetry, UTILITY SINK and extra storage, with access to the 2-car GARAGE. Records indicate ROOF (2025), AC (2025) and WATER HEATER (2023). The Florida room opens to a patio and backyard with room for grilling, gardening or enjoying the sunshine. COMES PARTIALLY FURNISHED! Plus a ONE-YEAR HOME WARRANTY! Close to shopping, dining and medical facilities, with easy access to THE VILLAGES, or MOUNT DORA and ORLANDO area attractions

81 Golfview Circle, Umatilla
14965 Se 217th Terrace, Umatilla
$120,000
3 Beds ⋅ 1 Baths ⋅ Frst Lake Capsites SubDv. ⋅ 32784 Zip Code
Opportunity to own a single-family home surrounded by the beauty and privacy of the National Forest with a LARGE amount of land! This property offers a unique opportunity for someone looking for space, privacy, and the chance to bring a property back to life. There are two addresses associated with the property, and the seller will provide a survey showing the large second parcel. The seller would like to sell the home and land together and does not want to divide the property, giving the next owner the opportunity to take advantage of the full land offering. The home is a fixer-upper and will need attention, including areas of termite damage. The roof is also leaking above the fireplace and will need to be addressed. This property is best suited for a buyer who is willing to put in the work and see the potential in the home and the substantial amount of land that comes with it. Do your due diligence! Buyers and their agents should verify the acreage, parcel boundaries, addresses, legal descriptions, zoning, access, easements, and any other information important to the buyer. The county property appraiser/mapping records and the seller-provided survey should be reviewed and compared as part of the buyer's due diligence. If you've been looking for a home with a LOT of land, privacy, and the opportunity to create something of your own, this one is worth taking a closer look at. Come see the property, walk the land, and decide for yourself what this opportunity could become! Seller is ready to move on and is looking for a buyer who can see the potential and take on the project. Schedule your showing today!

14965 Se 217th Terrace, Umatilla
20160 Se 141st St, Umatilla
$177,000
2 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code
PHOTOS TO COME! Freshly renovated and ready for its next chapter! Situated on a .32-acre lot, this Umatilla home features tile floors, a new air-conditioning system, and a metal roof. Whether you’re purchasing your first home, downsizing, or adding to your investment portfolio, this property has plenty of possibilities. Enjoy outdoor recreation in the surrounding area at Sunnyhill Restoration Area, Lake Weir, and Carney Island Recreation & Conservation Area, or explore Alexander Springs and the natural beauty of Ocala National Forest. Easy to show—schedule your private tour today!

20160 Se 141st St, Umatilla
20850 Se 156th Place, Umatilla
$129,999
3 Beds ⋅ 2 Baths ⋅ Florida Orange Grove Corp SubDv. ⋅ 32784 Zip Code
Virtually Staged. Welcome to this charming 4-bedroom, 2-bath home offering approximately 1,460 sq. ft. of living space on a spacious lot in Umatilla, FL. The current owner has already completed much of the improvement work, giving the next buyer a great head start with an opportunity to add their own finishing touches and make the home truly their own. Whether you're looking for a primary residence or an investment opportunity, this property offers plenty of potential without starting from scratch. Located just minutes from the Ocala National Forest and Lake Weir, you'll have convenient access to fishing, boating, hiking, camping, and outdoor recreation. Downtown Umatilla, local shopping and dining are also nearby, with access to Ocala and The Villages. With 4 bedrooms, a large yard, privacy, and much of the improvement work already underway, this home is ready for its next owner to complete the vision and make it their own. Come see the possibilities and schedule your showing today!

20850 Se 156th Place, Umatilla
20145 Se Highway 42, Umatilla
$199,900
2 Beds ⋅ 2 Baths ⋅ Unrecorded Sub Sec B SubDv. ⋅ 32784 Zip Code
Virtually Staged. Welcome to 20145 SE Highway 42 in Umatilla, where fresh updates and practical improvements make this 2-bedroom, 2-bath home truly move-in ready. Set on approximately 0.30 acres, this 1,351-square-foot home offers a comfortable layout with tile flooring throughout the main living areas and newer carpet in the bedrooms. The interior and exterior have both been freshly painted, creating a clean, bright feel from the moment you arrive. Major recent improvements include windows installed approximately one year ago and a septic drain field replaced approximately eight months ago, giving buyers added peace of mind. With generous living space, two full bathrooms, and a manageable homesite, this property is a great option for a primary residence, seasonal home, or investment. Enjoy the relaxed Umatilla setting while still being within convenient reach of nearby lakes, outdoor recreation, shopping, and surrounding Central Florida communities. Clean, updated, and ready for its next owner—schedule your showing today!

20145 Se Highway 42, Umatilla
40090 County Rd 439, Umatilla
$474,900
4 Beds ⋅ 2 Baths ⋅ Pine Farms Tr 13 SubDv. ⋅ 32784 Zip Code
Welcome to wide-open country living! Set on 4.81 peaceful acres, this beautifully maintained 2020 manufactured home offers 1,944 square feet, 4 bedrooms and 2 baths, with plenty of room both inside and out to spread out, slow down and enjoy a little more breathing room. Step inside to a bright, open floor plan filled with natural light and accented by crown molding throughout, giving the home a polished touch while still keeping that comfortable country feel. The spacious living areas flow easily together, making everyday living simple and giving you plenty of room for family gatherings, entertaining or just relaxing at home. The primary suite offers a quiet retreat with a generous walk-in closet, while the additional bedrooms provide plenty of space for family, guests, an office or hobby room. With four bedrooms, there is room here to fit just about every stage of life. Outside is where this property really shines. With 4.81 acres, you have room to enjoy the outdoors, create a garden, bring your toys, add recreational space or simply enjoy the privacy and peaceful surroundings that acreage provides. A deck added in 2024 gives you the perfect spot to watch the deer with morning coffee, evening sunsets or simply sitting back and enjoying the quiet. The property also features a 30x30 metal workshop built in 2024, offering excellent space for projects, equipment, storage, vehicles or hobbies. A water softener added in 2021 is another thoughtful upgrade that adds everyday convenience. Whether you are dreaming of a quieter lifestyle, more room for your family, space for your hobbies or simply a place where you can stretch out and enjoy the outdoors, this property delivers the kind of freedom that is getting harder to find. Nearly five acres, a spacious 2020 home, a 30x30 workshop, a newer deck, and room to live life your way—welcome to country living! ***Because of restricted airspace, drone photos are not available.*** CHECK OUT THE TWO VIDEOS Please note that all information and measurements are intended to be accurate but are not guaranteed. Buyers and their agents should verify all property details, including zoning, schools, HOA rules, pet policies, and other potential uses important to buyers.

40090 County Rd 439, Umatilla
37350 Oak Lane, Umatilla
$279,000
2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code
Escape to the charm of country living with NO HOA while enjoying the convenience of being just minutes from shopping, dining, and everyday necessities! Nestled in a friendly, quiet neighborhood, this inviting 2-bedroom, 1-bath home offers a wonderful combination of comfort, privacy, and outdoor living, with plenty of room to relax, entertain, and enjoy the Florida lifestyle. Step inside to discover a warm and welcoming home featuring new kitchen appliances and a relaxing Jacuzzi tub, perfect for unwinding after a long day. A new roof installed in 2023 provides added peace of mind. One of the home's most appealing features is the screened porch, which opens to a spacious, private backyard fenced on three sides. Imagine enjoying your morning coffee while listening to the birds, hosting weekend gatherings with family and friends, or spending sunny Florida afternoons relaxing by the above-ground pool. With plenty of outdoor space, this backyard offers endless possibilities for creating your own peaceful retreat. Need room for your hobbies, tools, or recreational toys? You'll appreciate the two storage sheds, including a recently added large shed, providing plenty of space for equipment, seasonal decorations, or a workshop. The newer carport offers additional covered parking, ideal for a boat or other outdoor equipment. With NO HOA, you'll enjoy added flexibility to make this property your own! Whether you're searching for a full-time residence, a seasonal Florida getaway, or simply a place to enjoy a quieter pace of life, this charming home offers the space, privacy, and convenience you've been looking for. Come experience the possibilities and discover why this delightful property is such a wonderful place to call home!

37350 Oak Lane, Umatilla
530-532 Park Avenue, Umatilla
$375,000
4 Beds ⋅ 2 Baths ⋅ Umatilla North Umatilla SubDv. ⋅ 32784 Zip Code
Excellent investment opportunity in the heart of Umatilla! This income-producing duplex property features TWO 2-bedroom, 1-bath units and offers an impressive nearly 9 percent cap rate, making it an attractive addition to any investment portfolio. With two separate units under one roof, the property provides multiple income streams and also offers flexibility for an owner-occupant looking to live in one unit while renting the other. Each unit offers a comfortable layout with plenty of character, while the property features a spacious yard and mature surroundings. Conveniently located near local dining, shopping, parks, recreation, and everyday necessities, residents can enjoy the charm of Umatilla while remaining connected to surrounding Lake County communities. Whether you’re a seasoned investor or looking to acquire your first income-producing property, 530-532 Park Ave offers strong income potential, versatility, and an excellent opportunity to invest in a growing Central Florida community.

530-532 Park Avenue, Umatilla
110 Twin Lake Circle, Umatilla
$268,900
3 Beds ⋅ 2 Baths ⋅ Umatilla Twin Lake Estates Sub SubDv. ⋅ 32784 Zip Code
Charming 3BR/2BA Home in the Sought-After 55+ Twin Lakes Community at Umatilla, FL. Welcome to easy Florida living in the gated, 55+ community of Twin Lakes Estates! This 1,209 SF split-plan home offers 3 bedrooms and 2 baths, with a layout designed for both comfort and privacy. The combined living and dining area flows out through sliding doors to an enclosed 13' x 11' Florida Room — the perfect spot for morning coffee or unwinding with a book. The primary suite includes an en-suite bath and a spacious 6'6" x 5'11" walk-in closet, while two additional bedrooms and a guest bath sit privately on the opposite side of the home. The kitchen offers generous cabinetry and counter space, ready for your personal updates, with appliances in working condition. Major systems offer peace of mind, with a new roof in 2022 and a newer HVAC system. Enjoy resort-style community amenities including a clubhouse and community pool, all within Umatilla's charming, small-town golf-community setting. Priced to sell at $268,900 — don't miss this opportunity!

110 Twin Lake Circle, Umatilla
143 Bulldog Lane, Umatilla
$169,200
2 Beds ⋅ 2 Baths ⋅ Umatilla Trowells Add SubDv. ⋅ 32784 Zip Code
Step into a century of charm with this delightful 2-bedroom, 2-bath home built in 1915 — a rare find bursting with character. Soaring high ceilings and generous windows fill every room with natural light, creating an airy, welcoming feel throughout. The spacious layout offers a wonderful blank canvas, ready for your personal touches to bring out its full potential. Set on a large lot, there's room to garden, expand, or simply enjoy the extra space that's increasingly hard to find. This is a rare opportunity to own a piece of history and make it your own — perfect for buyers who appreciate original character paired with room to grow.

143 Bulldog Lane, Umatilla
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